{"id":"W3195359879","doi":"","title":"Big Banks and Competition: The Promise and Peril of Open Banking","year":2020,"lang":"en","type":"article","venue":"oURspace (University of Regina)","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Government of Canada","keywords":"Competition (biology); Business; Banking industry; Commerce; Financial system","routes":{"ca_aff":false,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.01533066,0.0004308135,0.000688366,0.001271791,0.004777144,0.02540252,0.001661392,0.02087118,0.04634926],"category_scores_gemma":[0.05338379,0.0004691368,0.0005714159,0.001629684,0.0129834,0.028852,0.006117563,0.01230893,0.004577758],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.005586268,"about_ca_system_score_gemma":0.01093013,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005699121,"about_ca_topic_score_gemma":0.007676426,"domain_scores_codex":[0.989511,0.005252051,0.0002630707,0.0007347268,0.002757968,0.001481146],"domain_scores_gemma":[0.9364877,0.05049077,0.002008081,0.002553621,0.003501419,0.00495854],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00006528863,0.00002944544,0.000161711,0.0001231531,0.000007711336,0.00004760293,0.00043871,0.0002768369,0.00007472861,0.7358677,0.239489,0.02341807],"study_design_scores_gemma":[0.00003626172,0.00003348818,0.0004962098,0.0004316508,0.000007141186,0.00003688829,0.001239636,0.0003806892,0.0001068211,0.4760308,0.5211639,0.00003652024],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"commentary","genre_gemma":"empirical","genre_scores_codex":[0.002798824,0.01787129,0.001753266,0.8920964,0.006620158,0.00002012686,0.0002209505,0.00009345914,0.07852555],"genre_scores_gemma":[0.3254907,0.04054299,0.004478996,0.4322672,0.02612872,0.0002880947,0.0003924025,0.0003145246,0.1700964],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.04634926,"threshold_uncertainty_score":0.1550537,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03029406924871191,"score_gpt":0.2013604104829962,"score_spread":0.1710663412342843,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}