{"id":"W3195359879","doi":"","title":"Big Banks and Competition: The Promise and Peril of Open Banking","year":2020,"lang":"en","type":"article","venue":"oURspace (University of Regina)","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Government of Canada","keywords":"Competition (biology); Business; Banking industry; Commerce; Financial system","routes":{"ca_aff":false,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.000291022,0.00006664101,0.000229531,0.0000542086,0.0001644531,0.00003517641,0.0002891006,0.00004299021,0.000036434],"category_scores_gemma":[0.00004168911,0.00007727001,0.00003402273,0.0002142721,0.0003324208,0.0001921454,0.0002459967,0.00006882956,0.000003395801],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00002029511,"about_ca_system_score_gemma":0.00002142102,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0000507523,"about_ca_topic_score_gemma":0.0000726282,"domain_scores_codex":[0.9995891,0.00002089168,0.00002628988,0.0002361315,0.00003499928,0.00009262454],"domain_scores_gemma":[0.9994507,0.00004441676,0.0002342123,0.0001878247,0.00003996053,0.00004281876],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00006177953,0.00003649683,0.1422662,0.0002027232,0.00004433497,0.000002847345,0.006900598,0.00008656946,0.00007657464,0.8397062,0.005924978,0.004690649],"study_design_scores_gemma":[0.001367864,0.0002119987,0.2533858,0.00006635926,0.00002843544,0.000006512989,0.004296706,0.005634216,0.00003335548,0.003818926,0.7308999,0.0002499348],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.6100693,0.0006142005,0.001573261,0.3852544,0.00003114699,0.000182972,0.00002259813,0.000008687288,0.002243411],"genre_scores_gemma":[0.9974436,0.0001744949,0.001203946,0.00004217694,0.00001775418,1.994551e-7,0.000002074397,0.000005703522,0.001110016],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.8358873,"threshold_uncertainty_score":0.3150979,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03029406924871191,"score_gpt":0.2013604104829962,"score_spread":0.1710663412342843,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}