{"id":"W3196165840","doi":"10.2139/ssrn.3901594","title":"Return on Student Loans in Canada","year":2021,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"Brock University; Western University","funders":"","keywords":"Economics; Actuarial science; Business; Psychology","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007296295,0.0002057944,0.0005366735,0.001700238,0.002207799,0.002913376,0.001186951,0.001426038,0.008510579],"category_scores_gemma":[0.004875631,0.0002470208,0.0005865115,0.003143323,0.0007253219,0.0005646276,0.00135128,0.002222022,0.0009150159],"about_ca_system_candidate":true,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.04065231,"about_ca_system_score_gemma":0.0456707,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.9946359,"about_ca_topic_score_gemma":0.9972429,"domain_scores_codex":[0.9984136,0.00007273392,0.00008135038,0.0001225624,0.0004383632,0.000871355],"domain_scores_gemma":[0.9918708,0.0003341731,0.001121099,0.00009926124,0.003243863,0.0033307],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0006041887,0.0001636864,0.9531645,0.0000609896,0.00008371694,0.0004862906,0.001185852,0.001093934,0.0001738821,0.003923241,0.02413407,0.0149258],"study_design_scores_gemma":[0.00002740918,0.000037916,0.986337,0.00004217989,0.00002491886,0.000106404,0.002454747,0.00114359,0.0001158204,0.000261309,0.009419442,0.00002922616],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9696988,0.001370041,0.00007288546,0.005848176,0.0001022402,0.00002629716,0.01098589,0.00004113974,0.01185447],"genre_scores_gemma":[0.9801498,0.000621141,0.00003917005,0.0002687825,0.00003222151,0.000006138555,0.002742382,0.00001413869,0.01612614],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.9593477,"threshold_uncertainty_score":0.2949545,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01077241605619905,"score_gpt":0.1967595459177787,"score_spread":0.1859871298615796,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}