{"id":"W3197702270","doi":"10.3386/w26799","title":"The Secured Credit Premium and the Issuance of Secured Debt","year":2020,"lang":"en","type":"report","venue":"National Bureau of Economic Research","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"Kellogg's (Canada)","funders":"","keywords":"Business; Debt; Financial system; Finance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[{"model":"gpt","categories":[],"domain":null,"study_design":"not_applicable","genre":"other","about_ca_system":false,"about_ca_topic":false,"confidence":"low","status":"direct model label, unvalidated"},{"model":"grok","categories":[],"domain":null,"study_design":"observational","genre":"other","about_ca_system":false,"about_ca_topic":false,"confidence":"low","status":"direct model label, unvalidated"},{"model":"opus","categories":[],"domain":null,"study_design":"design_other","genre":"other","about_ca_system":false,"about_ca_topic":false,"confidence":"low","status":"direct model label, unvalidated"}],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0014747,0.0002073249,0.0002654552,0.001289932,0.0002806719,0.001209721,0.0004205562,0.000598816,0.01956659],"category_scores_gemma":[0.01237314,0.000160265,0.0004168635,0.001307137,0.0003349124,0.001058719,0.0006719621,0.001246909,0.003068047],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004623807,"about_ca_system_score_gemma":0.0007652912,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01395196,"about_ca_topic_score_gemma":0.02212813,"domain_scores_codex":[0.9990452,0.0001351276,0.00008606838,0.0001335229,0.0004350452,0.00016493],"domain_scores_gemma":[0.9725184,0.006982373,0.01475336,0.000780193,0.002486051,0.002479644],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001411879,0.0001230432,0.9811755,0.00003456839,0.00004607781,0.0001516156,0.0001043324,0.0006231474,0.0002085079,0.00284531,0.004207244,0.01033938],"study_design_scores_gemma":[0.00001221857,0.00007398854,0.992627,0.00002207059,0.00002434091,0.0002213419,0.0001796284,0.001202942,0.0003811349,0.00106689,0.004179575,0.000008909987],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9500777,0.0005766126,0.001537239,0.00114282,0.00006394232,0.00008050923,0.01482253,0.00009130952,0.03160725],"genre_scores_gemma":[0.9697633,0.0004041663,0.0004093487,0.00008909559,0.00008636808,0.00002726321,0.0120752,0.00001803424,0.01712714],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01956659,"threshold_uncertainty_score":0,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.253067177550172,"score_gpt":0.4261823353046819,"score_spread":0.1731151577545099,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}