{"id":"W3198464704","doi":"10.1007/s10834-021-09795-z","title":"A Decomposition Analysis of Racial/Ethnic Differences in Financial Knowledge and Overconfidence","year":2021,"lang":"en","type":"article","venue":"Journal of Family and Economic Issues","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":12,"is_retracted":false,"has_abstract":false,"ca_institutions":"York University","funders":"","keywords":"Overconfidence effect; Ethnic group; Decomposition; Economics; Psychology; Political science; Social psychology; Chemistry; Law","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002242391,0.000468825,0.0005057139,0.001557171,0.0007845071,0.001290307,0.0006222477,0.0003891564,0.01508322],"category_scores_gemma":[0.007195245,0.0002551336,0.001820796,0.001780759,0.0003585687,0.000557766,0.001191369,0.0007959658,0.0007935885],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0007337151,"about_ca_system_score_gemma":0.001067833,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.03952305,"about_ca_topic_score_gemma":0.02692368,"domain_scores_codex":[0.9989796,0.0004888809,0.00005299421,0.0001259091,0.0001187749,0.0002337835],"domain_scores_gemma":[0.9939536,0.003102635,0.0007534092,0.0005618682,0.0008376878,0.0007907695],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0009523988,0.0002506285,0.9841205,0.00001946759,0.0004788297,0.00007119252,0.0007881125,0.0003855351,0.001214486,0.0007620868,0.0004784988,0.01047822],"study_design_scores_gemma":[0.00002241286,0.0001828694,0.9936126,0.00001167769,0.0002234323,0.00004957765,0.001880537,0.003019123,0.0002906425,0.000344059,0.0003525639,0.00001054719],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9977002,0.00004753729,0.0006639769,0.00004607788,0.000006440883,0.00001767769,0.0005642542,0.000005251824,0.0009486129],"genre_scores_gemma":[0.997206,0.00002192209,0.0005103793,0.00001654862,0.000004912854,0.00002016755,0.0007386886,0.000006132248,0.001475264],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.03952305,"threshold_uncertainty_score":0.07858598,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03038012643647149,"score_gpt":0.2950316041947176,"score_spread":0.2646514777582461,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}