{"id":"W3203486771","doi":"10.53383/100079","title":"International Real Estate Review","year":2007,"lang":"en","type":"article","venue":"International Real Estate Review","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Prepayment of loan; Mortgage underwriting; Real estate; Loan; Mortgage insurance; Default; Business; Market liquidity; Commercial mortgage-backed security; Non-conforming loan; Secondary market; Actuarial science; Financial system; Economics; Monetary economics; Non-performing loan; Finance; Real estate investment trust; Capitalization rate; Insurance policy","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001063878,0.0003228995,0.0006573949,0.003952508,0.0004782088,0.002277357,0.0005777246,0.0004204481,0.0439619],"category_scores_gemma":[0.003623045,0.0001431142,0.0002642311,0.008145913,0.0003696439,0.001278057,0.0004596822,0.000357631,0.01429523],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001672898,"about_ca_system_score_gemma":0.003385889,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.03198998,"about_ca_topic_score_gemma":0.05384851,"domain_scores_codex":[0.9993143,0.00009164364,0.00005517542,0.00008322331,0.0003940794,0.00006158274],"domain_scores_gemma":[0.9974553,0.0003737638,0.0001997493,0.0001714513,0.001719672,0.00008016558],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00003780272,0.00002849885,0.003695736,0.001362213,0.00004657865,0.0001530882,0.0001694126,0.0003406995,0.0002150021,0.01028283,0.3571073,0.6265609],"study_design_scores_gemma":[0.000003358633,0.000009884873,0.007676266,0.0004906852,0.0000228913,0.0001975702,0.0001720115,0.0001175094,0.0001002335,0.001086771,0.9901183,0.000004453329],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"review","genre_gemma":"other","genre_scores_codex":[0.01183528,0.6244858,0.002810018,0.01011336,0.002092176,0.0001102024,0.004607458,0.0001793226,0.3437664],"genre_scores_gemma":[0.1140911,0.6327735,0.003473058,0.002481003,0.001339918,0.00009034572,0.007989122,0.0001287088,0.2376331],"genre_candidate":"other","genre_consensus":null,"teacher_disagreement_score":0.0439619,"threshold_uncertainty_score":0.1470672,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03834773265380261,"score_gpt":0.2986653454865061,"score_spread":0.2603176128327035,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}