{"id":"W3215856188","doi":"10.33423/jabe.v22i14.3980","title":"Banking and Digital Transformation: Towards an Integration of Fintechs’ Activities to Develop Innovation","year":2020,"lang":"en","type":"article","venue":"Journal of Applied Business and Economics","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Pace; Order (exchange); Financial services; Competitive advantage; Business; Leapfrogging; Bureaucracy; Digital transformation; Business model; Industrial organization; Economics; Finance; Marketing; Computer science; Economic growth; Politics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003088862,0.0003825475,0.0002694154,0.003131879,0.002194706,0.009308667,0.0008546615,0.00197854,0.005413969],"category_scores_gemma":[0.004176164,0.00019319,0.0004115948,0.002375618,0.008277887,0.009789818,0.008582572,0.001665919,0.0007276172],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00573164,"about_ca_system_score_gemma":0.009067069,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002645875,"about_ca_topic_score_gemma":0.003805293,"domain_scores_codex":[0.99809,0.0007331519,0.00008796308,0.0002766735,0.0003976172,0.0004146091],"domain_scores_gemma":[0.9971854,0.001007735,0.0003076753,0.0005105069,0.0003766084,0.0006120378],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0000618758,0.0004210183,0.01719641,0.0002365761,0.00002206511,0.0003489901,0.01880813,0.001018772,0.001813949,0.5692906,0.003094832,0.3876868],"study_design_scores_gemma":[0.00005329494,0.0004332817,0.03704818,0.001345753,0.00004336478,0.0009897583,0.03566372,0.006955029,0.003526184,0.5629713,0.3509059,0.00006415943],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.2539252,0.002630966,0.06435262,0.01489371,0.0001561884,0.0002743346,0.00004839968,0.0003715153,0.6633471],"genre_scores_gemma":[0.9583688,0.001139765,0.02644796,0.001215546,0.00005409854,0.00009222503,0.00004260822,0.000027749,0.0126112],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.009308667,"threshold_uncertainty_score":0.04158616,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02571110634149755,"score_gpt":0.2083322586214136,"score_spread":0.182621152279916,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}