{"id":"W343058437","doi":"10.2139/ssrn.2560975","title":"Policy Principles for Expanding Financial Access","year":2009,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":22,"is_retracted":false,"has_abstract":false,"ca_institutions":"","funders":"","keywords":"Microfinance; Mainstream; Business; Financial services; Quarter (Canadian coin); Finance; Access to finance; Financial crisis; Developing country; Service (business); Financial inclusion; Financial system; Economic growth; Economics; Marketing; Political science; Geography","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.02607697,0.001339752,0.001628006,0.003413734,0.00484474,0.01564456,0.004077896,0.03172924,0.0230683],"category_scores_gemma":[0.05046194,0.001180294,0.001733456,0.001537716,0.01634125,0.01818,0.008608167,0.02303525,0.003500517],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.006899485,"about_ca_system_score_gemma":0.01146423,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.006234443,"about_ca_topic_score_gemma":0.007567856,"domain_scores_codex":[0.9808195,0.005866542,0.0009305764,0.003100113,0.005725435,0.003557768],"domain_scores_gemma":[0.9720665,0.01138734,0.002432297,0.003353958,0.007041796,0.003718219],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0000134022,0.00009092396,0.0001389521,0.00004663509,0.00001352718,0.00004308165,0.0003325782,0.0006818542,0.0001651643,0.9823362,0.011691,0.004446723],"study_design_scores_gemma":[0.00006800539,0.00003576643,0.0005115204,0.000114292,0.00001621934,0.00006181659,0.0002879484,0.0008445489,0.0002560343,0.9464289,0.05134134,0.00003370234],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"commentary","genre_gemma":"empirical","genre_scores_codex":[0.01792248,0.001611908,0.09676686,0.5376999,0.003483837,0.0006668606,0.0004913299,0.0005026959,0.3408541],"genre_scores_gemma":[0.6183268,0.001504655,0.06363423,0.164759,0.006550509,0.002417217,0.0001720207,0.0003349155,0.1423007],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.03172924,"threshold_uncertainty_score":0.1379099,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03548734425897429,"score_gpt":0.2998489165197164,"score_spread":0.2643615722607421,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}