{"id":"W4200365964","doi":"10.1080/00779954.2021.2020325","title":"Bank size, competition, and efficiency: a post-GFC assessment of Australia and New Zealand","year":2021,"lang":"en","type":"article","venue":"New Zealand Economic Papers","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":4,"is_retracted":false,"has_abstract":true,"ca_institutions":"Mount Royal University","funders":"Grantová Agentura České Republiky","keywords":"Market concentration; Financial crisis; Competition (biology); Profit (economics); Lerner index; Index (typography); Economics; Herfindahl index; Frontier; Monetary economics; Banking industry; Market structure; Business; Financial system; Market power; Industrial organization; Market economy; Macroeconomics; Monopoly","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","insufficient_payload"],"consensus_categories":[],"category_scores_codex":[0.0004376585,0.0002186518,0.0005518153,0.0001189332,0.0001121846,0.0001110825,0.0001407541,0.0001345202,0.001880634],"category_scores_gemma":[0.0001022349,0.0002565743,0.00009001521,0.0001256089,0.0001493512,0.0001863948,0.00008123236,0.0001315362,0.00003786453],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001516611,"about_ca_system_score_gemma":0.0002416318,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.003208518,"about_ca_topic_score_gemma":0.001064933,"domain_scores_codex":[0.9981936,0.00002826955,0.0007398513,0.0006584241,0.00004346469,0.0003364207],"domain_scores_gemma":[0.9988363,0.0001922031,0.0003422188,0.0003722689,0.0000311816,0.0002258227],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00002354668,0.0001034003,0.9237539,0.00005722552,0.00008656928,0.000003140198,0.001123174,0.0007224288,0.0006061991,0.06877176,0.003183303,0.00156533],"study_design_scores_gemma":[0.001602607,0.0001129957,0.9604356,0.000024724,0.0000187702,0.00002708306,0.00006433279,0.0008742827,0.00006371429,0.01158089,0.02489967,0.0002953676],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9906057,0.0005173996,0.00007638981,0.002450196,0.0003542429,0.0001892717,0.0001546961,0.0000280373,0.005624113],"genre_scores_gemma":[0.9889477,0.0002734484,0.001389025,0.0001242302,0.0001225428,0.000004093416,0.00003959509,0.00002173168,0.009077571],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.05719086,"threshold_uncertainty_score":0.9999887,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01973649553878635,"score_gpt":0.2484581684105585,"score_spread":0.2287216728717721,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}