{"id":"W4205654050","doi":"10.5539/ibr.v15n1p80","title":"Fintech: A Literature Review","year":2021,"lang":"en","type":"review","venue":"International Business Research","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":41,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"World Bank Group","keywords":"Financial services; Business; China; FinTech; Payment; European union; Finance; Economics; International trade; Political science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002218519,0.001046715,0.001560337,0.02036523,0.001152898,0.003424538,0.001573197,0.001706899,0.02179905],"category_scores_gemma":[0.009922989,0.0004659629,0.001782954,0.02245705,0.0008570502,0.00394153,0.001680544,0.001661098,0.003256172],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003137783,"about_ca_system_score_gemma":0.009208361,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005765312,"about_ca_topic_score_gemma":0.01040736,"domain_scores_codex":[0.9985735,0.0003411786,0.0003308629,0.0001991379,0.0004378276,0.0001174629],"domain_scores_gemma":[0.9920677,0.005534227,0.0008956965,0.0001452439,0.001137276,0.0002198363],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0001287544,0.00009888996,0.001409834,0.1970699,0.000317847,0.0007434948,0.0009936374,0.0003998407,0.0002583007,0.01073478,0.09822085,0.6896238],"study_design_scores_gemma":[0.00002333213,0.00006180698,0.004962199,0.2507685,0.000699805,0.001965943,0.001198929,0.000108833,0.0001735765,0.003292724,0.7367027,0.00004157074],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"review","genre_gemma":"review","genre_scores_codex":[0.0005115388,0.9926845,0.000158442,0.001497784,0.0003444015,0.0000283287,0.0004465239,0.00001840721,0.004310149],"genre_scores_gemma":[0.004401597,0.9924637,0.0003990322,0.001115533,0.0002836713,0.00004781897,0.0005023201,0.00000986726,0.0007764914],"genre_candidate":"review","genre_consensus":"review","teacher_disagreement_score":0.02179905,"threshold_uncertainty_score":0.07292509,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1525210170623813,"score_gpt":0.428273247414552,"score_spread":0.2757522303521707,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}