{"id":"W4205654050","doi":"10.5539/ibr.v15n1p80","title":"Fintech: A Literature Review","year":2021,"lang":"en","type":"review","venue":"International Business Research","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":41,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"World Bank Group","keywords":"Financial services; Business; China; FinTech; Payment; European union; Finance; Economics; International trade; Political science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","scholarly_communication","insufficient_payload"],"consensus_categories":["insufficient_payload"],"category_scores_codex":[0.001619081,0.000670741,0.001728193,0.002134867,0.0002202847,0.002841206,0.002534881,0.0004469218,0.001779412],"category_scores_gemma":[0.006296172,0.0005728909,0.0006788019,0.008247541,0.0002227497,0.001999609,0.002307642,0.001865876,0.004936847],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004130959,"about_ca_system_score_gemma":0.0004743244,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00008952989,"about_ca_topic_score_gemma":0.00002019187,"domain_scores_codex":[0.994801,0.00007770391,0.001067349,0.001178998,0.002080407,0.0007944776],"domain_scores_gemma":[0.9924413,0.0003568638,0.00055565,0.0008539502,0.005761805,0.0000304559],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"not_applicable","study_design_scores_codex":[0.000004906312,0.0001206362,0.000009654824,0.1130872,0.0001362152,0.000809353,0.00000213436,2.237891e-7,3.840733e-7,0.01398347,0.2073081,0.6645377],"study_design_scores_gemma":[0.0000716611,0.000002172513,0.0000121644,0.295771,0.0000723191,0.000123637,0.000002212672,0.000005719405,1.88208e-7,0.0004400872,0.7031276,0.0003712587],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"review","genre_gemma":"review","genre_scores_codex":[4.083091e-7,0.9117854,0.00006741254,0.002060552,0.001671141,0.000972284,0.00008941178,0.0001540967,0.08319933],"genre_scores_gemma":[0.000005440347,0.9784999,0.00008131292,0.0008594501,0.003686161,0.0005217458,0.002541778,0.0001596063,0.01364458],"genre_candidate":"review","genre_consensus":"review","teacher_disagreement_score":0.6641664,"threshold_uncertainty_score":0.9996722,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1525210170623813,"score_gpt":0.428273247414552,"score_spread":0.2757522303521707,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}