{"id":"W4226139543","doi":"10.3390/jrfm15040161","title":"Household Portfolio Allocations: Evidence on Risk Preferences from the Household, Income, and Labour Dynamics in Australia (HILDA) Survey Using Tobit Models","year":2022,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":8,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Bond University; Washington and Lee University","keywords":"Tobit model; Portfolio; Economics; Bargaining power; Household income; Panel Study of Income Dynamics; Equity (law); British Household Panel Survey; Recession; Panel data; Demographic economics; Labour economics; Financial economics; Microeconomics; Econometrics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002581235,0.0002537317,0.0004231457,0.0005618182,0.0006417023,0.0003246574,0.0004615658,0.0000572054,0.00004220346],"category_scores_gemma":[0.0003050469,0.0002040212,0.0001046004,0.001084084,0.00007293333,0.001066015,0.0005296016,0.0005549348,0.000001732429],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001821099,"about_ca_system_score_gemma":0.00003447787,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.02615148,"about_ca_topic_score_gemma":0.00993073,"domain_scores_codex":[0.9976968,0.0001836331,0.000784187,0.0003501252,0.00070701,0.000278265],"domain_scores_gemma":[0.9981431,0.0002507487,0.001145942,0.0002956615,0.0001385412,0.00002594172],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002340709,0.0001087638,0.9698226,0.00003015958,0.00002039657,0.00003800857,0.0001140164,0.01964674,0.000001475775,0.005522822,0.000393174,0.004067753],"study_design_scores_gemma":[0.0005758224,0.00005203192,0.9697493,0.0002299248,0.0002768387,0.000001734693,0.0003474925,0.01008948,5.574302e-7,0.01727302,0.001171361,0.0002323992],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9974226,0.0008945813,0.0007768651,0.00005362894,0.0003411021,0.0003107164,0.0001402163,0.00001406664,0.00004623298],"genre_scores_gemma":[0.9961787,0.002712782,0.0003947085,0.0002955059,0.0003078316,0.00001262541,0.00001971193,0.00002246415,0.0000556297],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01622075,"threshold_uncertainty_score":0.9803334,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.05564760054122642,"score_gpt":0.2495013996574657,"score_spread":0.1938537991162393,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}