{"id":"W4234419079","doi":"10.22215/etd/2014-10244","title":"Merchant Payment Steering: Evidence From the 2009 Bank of Canada Methods of Payment Survey","year":2014,"lang":"en","type":"dissertation","venue":"","topic":"Digital Platforms and Economics","field":"Business, Management and Accounting","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"Carleton University","funders":"","keywords":"Payment; Business; Cash; Competition (biology); Transaction cost; Database transaction; Commerce; Credit card; Debit card; Finance; Actuarial science; Computer science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.03151913,0.0006430526,0.0008584051,0.006128764,0.006131181,0.005537333,0.004102301,0.001184712,0.005851613],"category_scores_gemma":[0.1101196,0.001203174,0.0007287807,0.02155743,0.002544908,0.00199491,0.002715391,0.001894563,0.001889923],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.05638905,"about_ca_system_score_gemma":0.1228573,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.9950113,"about_ca_topic_score_gemma":0.9969295,"domain_scores_codex":[0.9658402,0.007218664,0.002215066,0.001996065,0.01912723,0.003602681],"domain_scores_gemma":[0.823458,0.0284792,0.02258824,0.006598981,0.1126438,0.006231687],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0003320655,0.000285147,0.8827598,0.000604447,0.0001866133,0.00008166481,0.01555972,0.0002145181,0.0001019914,0.002250367,0.06012012,0.03750347],"study_design_scores_gemma":[0.0000452904,0.00004356582,0.9626938,0.000508958,0.00009456061,0.00002570165,0.009869548,0.000386467,0.000126964,0.0001758169,0.02598091,0.00004856458],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8622171,0.008308213,0.002535186,0.01075827,0.0003263255,0.002533306,0.0556986,0.000124634,0.0574985],"genre_scores_gemma":[0.927917,0.009143227,0.004575258,0.003822056,0.00008991963,0.001653953,0.02610305,0.0001101555,0.02658537],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.05638905,"threshold_uncertainty_score":0.4091331,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04630408757104181,"score_gpt":0.2696803932886969,"score_spread":0.223376305717655,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}