{"id":"W4238894806","doi":"10.3138/utlj.60.2.687","title":"CONSUMER CREDIT REDUX","year":2010,"lang":"en","type":"article","venue":"University of Toronto Law Journal","topic":"European and International Contract Law","field":"Social Sciences","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Intervention (counseling); Government (linguistics); Economic interventionism; Economics; Political science; Consumer protection; Law and economics; Law; Politics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001662546,0.0003380094,0.0002986174,0.00094376,0.004667492,0.007185629,0.0007786286,0.005950454,0.07674676],"category_scores_gemma":[0.00743872,0.0003014912,0.0002970225,0.001009272,0.002584743,0.002799888,0.00240506,0.004951295,0.00943133],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.01099505,"about_ca_system_score_gemma":0.008437034,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.05943137,"about_ca_topic_score_gemma":0.09883355,"domain_scores_codex":[0.998202,0.0001851212,0.00005413327,0.0003922557,0.0008753114,0.0002911605],"domain_scores_gemma":[0.9975,0.0006645988,0.0001206662,0.0003107468,0.0008984411,0.0005055133],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00003302769,0.00001873949,0.001028044,0.00007341236,0.000003728816,0.0002392543,0.0008477033,0.00005951877,0.0001674944,0.2713407,0.6890472,0.03714109],"study_design_scores_gemma":[0.000004255716,0.000006275707,0.000952606,0.00004601305,0.000001527258,0.00005065106,0.0001287367,0.00004486313,0.00008731126,0.003099661,0.9955735,0.000004563597],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.008238601,0.01034355,0.0007493227,0.1064051,0.005822647,0.00008048282,0.0006832841,0.0002910466,0.8673859],"genre_scores_gemma":[0.05484049,0.00323619,0.0003982833,0.02049636,0.001954828,0.00005098259,0.0002463098,0.0000888225,0.9186877],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.07674676,"threshold_uncertainty_score":0.2567435,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01160849188711048,"score_gpt":0.2481006271004725,"score_spread":0.236492135213362,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}