{"id":"W4238894806","doi":"10.3138/utlj.60.2.687","title":"CONSUMER CREDIT REDUX","year":2010,"lang":"en","type":"article","venue":"University of Toronto Law Journal","topic":"European and International Contract Law","field":"Social Sciences","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Intervention (counseling); Government (linguistics); Economic interventionism; Economics; Political science; Consumer protection; Law and economics; Law; Politics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["insufficient_payload"],"consensus_categories":[],"category_scores_codex":[0.0003349257,0.00003507362,0.00006246175,0.000008298161,0.0005881187,0.00003187476,0.0003001512,0.00004097303,0.0108048],"category_scores_gemma":[0.00005352571,0.00003870736,0.00006650076,0.000009769429,0.0003532433,0.0005056568,0.00002270021,0.0001697051,0.00003913355],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00007400173,"about_ca_system_score_gemma":0.00007873617,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.04357392,"about_ca_topic_score_gemma":0.2864082,"domain_scores_codex":[0.9994788,0.00006448462,0.00006478012,0.00005418505,0.0002292674,0.000108546],"domain_scores_gemma":[0.9994646,0.00003841477,0.00009190757,0.00005852037,0.0002153566,0.0001312253],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00002813484,0.0000315281,0.0003989405,7.177904e-7,0.0000263873,0.00002885374,0.001841451,4.789774e-7,0.001216163,0.9877844,0.007134891,0.001508082],"study_design_scores_gemma":[0.0002273553,0.00001887251,0.001879863,0.000006259949,0.00001027263,0.000005881591,0.001530431,0.000004476554,0.00003927846,0.0003185558,0.9959121,0.00004662724],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.07377305,0.00009588942,0.00004894189,0.0005130713,0.000792186,0.00002483455,0.000004460383,0.00001209621,0.9247355],"genre_scores_gemma":[0.9873411,0.000255428,0.0007728283,0.00008719559,0.0003618787,3.683128e-9,5.30344e-7,0.000002697784,0.01117831],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.9887772,"threshold_uncertainty_score":0.9900994,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01160849188711048,"score_gpt":0.2481006271004725,"score_spread":0.236492135213362,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}