{"id":"W427175730","doi":"","title":"Game Changer: Why Host Card Emulation Could Help Banks Reclaim Lost Ground in Digital Payments","year":2014,"lang":"en","type":"article","venue":"ABA banking journal","topic":"Digital Platforms and Economics","field":"Business, Management and Accounting","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Debit card; Credit card; Card security code; Chargeback; Payment; Business; Advertising; ATM card; Phone; Cash; Internet privacy; Commerce; Computer science; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002226089,0.0008836876,0.0002611293,0.0009557283,0.008316581,0.01074794,0.002207737,0.006660957,0.1508307],"category_scores_gemma":[0.01340339,0.0004206075,0.0006461642,0.0007973152,0.003714345,0.01016022,0.003855981,0.006176761,0.04982859],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00303352,"about_ca_system_score_gemma":0.002529105,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01716794,"about_ca_topic_score_gemma":0.03255082,"domain_scores_codex":[0.9977645,0.0007851513,0.00006180512,0.0002843901,0.0005887278,0.0005153223],"domain_scores_gemma":[0.9970242,0.001046161,0.0001327447,0.0002429848,0.0008490503,0.0007047035],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"not_applicable","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00008994478,0.000112103,0.000641054,0.00009000923,0.00000957897,0.0003867356,0.002429781,0.0002024501,0.0003703117,0.07130232,0.8787699,0.0455959],"study_design_scores_gemma":[0.0000649061,0.000081709,0.0009596566,0.0001919277,0.00001361872,0.0004245389,0.003578696,0.001398757,0.0004514673,0.01676395,0.9760217,0.00004905583],"study_design_candidate":"not_applicable","study_design_consensus":"not_applicable","genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.01106695,0.001652708,0.01509505,0.1037008,0.006156303,0.0003399404,0.000629954,0.003654052,0.8577042],"genre_scores_gemma":[0.186401,0.002377621,0.02140397,0.06883907,0.001498773,0.000621565,0.0009533435,0.002232312,0.7156723],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.1508307,"threshold_uncertainty_score":0.5045789,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01964553663000184,"score_gpt":0.2098206486232541,"score_spread":0.1901751119932523,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}