{"id":"W4288070766","doi":"10.1017/9781009089470.013","title":"Credit Risk","year":2022,"lang":"en","type":"book-chapter","venue":"Cambridge University Press eBooks","topic":"Insurance and Financial Risk Management","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Waterloo","funders":"","keywords":"Credit risk; Business; Actuarial science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001027328,0.0008417018,0.000587769,0.001341837,0.001063098,0.004452793,0.0009295063,0.002514472,0.1476363],"category_scores_gemma":[0.003727212,0.0002550232,0.000415278,0.001530461,0.001106701,0.002951333,0.001634773,0.003120106,0.04851035],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001699267,"about_ca_system_score_gemma":0.001277549,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001526348,"about_ca_topic_score_gemma":0.001511104,"domain_scores_codex":[0.9990516,0.0001570106,0.00005163858,0.0001840778,0.000478819,0.00007684533],"domain_scores_gemma":[0.9990618,0.0001977233,0.00008583406,0.0002100378,0.0003207104,0.0001238987],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.00003043103,0.00003128036,0.0005389401,0.0001189006,0.0000134788,0.0001211092,0.0001706005,0.001275353,0.0002554402,0.5415924,0.3063585,0.1494935],"study_design_scores_gemma":[0.000006228994,0.00002254634,0.000606447,0.0001663241,0.000004252725,0.0002417062,0.00005459673,0.0009037262,0.0001331297,0.1347098,0.8631381,0.00001304743],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"other","genre_gemma":"other","genre_scores_codex":[0.001971468,0.0184396,0.01747331,0.009838951,0.002137172,0.0000784354,0.001022857,0.0004158113,0.9486224],"genre_scores_gemma":[0.07506601,0.0162666,0.005358786,0.002986395,0.002756952,0.0001683615,0.001301415,0.0002549968,0.8958405],"genre_candidate":"other","genre_consensus":"other","teacher_disagreement_score":0.1476363,"threshold_uncertainty_score":0.4938927,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02451613995994906,"score_gpt":0.1702828191330237,"score_spread":0.1457666791730746,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}