{"id":"W4289181581","doi":"10.4236/ti.2022.133006","title":"Peril or Promise—How the SME Banking Sector Will Perform in 2022 and beyond? Do We See an Overreliance on Recovery?","year":2022,"lang":"en","type":"article","venue":"Technology and Investment","topic":"COVID-19 Pandemic Impacts","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Loan; Recession; Business; Financial crisis; Competition (biology); Financial system; Finance; Economic recovery; Economics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["insufficient_payload"],"consensus_categories":[],"category_scores_codex":[0.0005995221,0.0001737047,0.0002861015,0.0005195277,0.0003389437,0.00004968736,0.0002589006,0.0001387914,0.000914913],"category_scores_gemma":[0.0001443087,0.0001479692,0.00002670342,0.0005299985,0.0001801621,0.0002339088,0.0002784685,0.0005278269,0.0000100461],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003632147,"about_ca_system_score_gemma":0.00006083494,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0000462809,"about_ca_topic_score_gemma":0.00005665546,"domain_scores_codex":[0.9988363,0.00002840148,0.0002659854,0.0004940875,0.00005093747,0.0003242724],"domain_scores_gemma":[0.9992714,0.00007121811,0.0001800929,0.000418348,0.000006544914,0.00005241299],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0003186702,0.0002537667,0.1013682,0.00007011708,0.00007114531,0.00003439647,0.003432584,0.0001354069,0.0001846874,0.869686,0.002740325,0.02170469],"study_design_scores_gemma":[0.001962388,0.002313777,0.0183876,0.0000436701,0.0000106093,0.00008355006,0.001769356,0.004719827,0.000215035,0.5402328,0.4297616,0.0004997429],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9704825,0.006415312,0.000007109114,0.02035724,0.0002379214,0.0004809232,0.00007500734,0.00006903772,0.001874963],"genre_scores_gemma":[0.9920236,0.001480643,0.000126591,0.005171207,0.00003243554,0.0002265809,0.000005235937,0.00002079175,0.000912857],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.4270213,"threshold_uncertainty_score":0.9999984,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03544940902380921,"score_gpt":0.2352550772343835,"score_spread":0.1998056682105743,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}