{"id":"W4294376142","doi":"10.1111/jfir.12304","title":"Should lenders also advise? Evidence from project loans","year":2022,"lang":"en","type":"article","venue":"The Journal of Financial Research","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"Université du Québec en Outaouais; Université Laval","funders":"Fonds de Recherche du Québec-Société et Culture","keywords":"Loan; Business; Finance; Endogeneity; Information asymmetry; Debt; Financial system; Monetary economics; Flexibility (engineering); Investment (military); Economics","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.01542527,0.0001162405,0.0003415244,0.0005330083,0.0008403757,0.00007584656,0.001336814,0.00006281528,0.0006935849],"category_scores_gemma":[0.004437326,0.0001018336,0.0001631726,0.001264655,0.000280139,0.0003294231,0.0003747191,0.001312539,0.00005569776],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005991088,"about_ca_system_score_gemma":0.0007111093,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001898499,"about_ca_topic_score_gemma":0.0001222197,"domain_scores_codex":[0.9973114,0.000508657,0.0008692297,0.0002582539,0.0005691181,0.0004833558],"domain_scores_gemma":[0.9972423,0.001371739,0.0005217889,0.0005159616,0.0002846624,0.00006358465],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.004354849,0.002426014,0.4932061,0.0002114275,0.0002785269,0.0001616517,0.07305089,0.02314234,0.002975421,0.1565917,0.1583944,0.08520679],"study_design_scores_gemma":[0.001022738,0.001545614,0.7249157,0.0001107041,0.00002143092,0.00005864473,0.001303435,0.003034951,0.0003789388,0.1606194,0.1065859,0.0004025685],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9813651,0.01033099,0.001775202,0.004064444,0.0005952237,0.0003697859,0.00008740176,0.00001013858,0.00140175],"genre_scores_gemma":[0.9981809,0.0007747632,0.0002013001,0.00008672307,0.0003345821,0.00001412366,0.000001457587,0.00002006727,0.0003860532],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2317096,"threshold_uncertainty_score":0.7594269,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.229140882432281,"score_gpt":0.3776158383003323,"score_spread":0.1484749558680513,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}