{"id":"W4294376142","doi":"10.1111/jfir.12304","title":"Should lenders also advise? Evidence from project loans","year":2022,"lang":"en","type":"article","venue":"The Journal of Financial Research","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"Université du Québec en Outaouais; Université Laval","funders":"Fonds de Recherche du Québec-Société et Culture","keywords":"Loan; Business; Finance; Endogeneity; Information asymmetry; Debt; Financial system; Monetary economics; Flexibility (engineering); Investment (military); Economics","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.006617302,0.0001865764,0.0005141998,0.001117374,0.000763512,0.001932231,0.0008778785,0.0017989,0.01949024],"category_scores_gemma":[0.06516118,0.0003003179,0.0003069186,0.002186404,0.001455687,0.001744231,0.001560946,0.002017347,0.00196819],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0004480112,"about_ca_system_score_gemma":0.0006375791,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.005408305,"about_ca_topic_score_gemma":0.004180205,"domain_scores_codex":[0.9954174,0.002737147,0.0002596667,0.0004721463,0.000740905,0.0003728127],"domain_scores_gemma":[0.7950444,0.1298755,0.05532225,0.005194369,0.007256438,0.007306979],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.002600264,0.001048666,0.9415606,0.0005272026,0.0003284124,0.0009437733,0.002883781,0.0004815791,0.0002734024,0.004501033,0.007380592,0.0374707],"study_design_scores_gemma":[0.0003196772,0.0005050116,0.9742654,0.0004376701,0.000309705,0.0007171149,0.006639174,0.0008830301,0.0002915167,0.003037091,0.01256642,0.00002821269],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9811,0.002819528,0.0002424372,0.002707767,0.00002796561,0.000031586,0.0007730651,0.000007780358,0.01228989],"genre_scores_gemma":[0.9967424,0.001306001,0.0000581174,0.0002407581,0.00005955454,0.00001537246,0.0002335177,0.000004454585,0.001339901],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01949024,"threshold_uncertainty_score":0.06520134,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.229140882432281,"score_gpt":0.3776158383003323,"score_spread":0.1484749558680513,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}