{"id":"W4295700696","doi":"10.1111/1911-3846.12823","title":"The Effect of Banking Deregulation on Borrowing Firms' Risk‐Taking Incentives*†","year":2022,"lang":"en","type":"article","venue":"Contemporary Accounting Research","topic":"Corporate Finance and Governance","field":"Business, Management and Accounting","cited_by":21,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Toronto","funders":"","keywords":"Business; Diversification (marketing strategy); Deregulation; Loan; Incentive; Monetary economics; Competition (biology); Capitalization; Financial system; Finance; Economics; Market economy","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003707255,0.000265482,0.0004728359,0.0007316523,0.0004169881,0.00298885,0.0007694418,0.001331154,0.005409416],"category_scores_gemma":[0.01900257,0.0001962672,0.0005166843,0.0008317759,0.0009419395,0.001129106,0.001071097,0.001284789,0.000441942],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002333872,"about_ca_system_score_gemma":0.001259876,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.004859073,"about_ca_topic_score_gemma":0.00528501,"domain_scores_codex":[0.9971828,0.001091727,0.0002734871,0.0003530666,0.0003439829,0.0007548368],"domain_scores_gemma":[0.9206002,0.02943234,0.04111083,0.002693232,0.002680576,0.003482875],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.001777555,0.001039416,0.9180505,0.0001171707,0.0003551279,0.0005601869,0.000558403,0.01647726,0.009018573,0.01193333,0.001236378,0.03887608],"study_design_scores_gemma":[0.00004249181,0.0004842481,0.9870395,0.0000317294,0.00007964068,0.0000920825,0.0005779227,0.005148263,0.002841674,0.001650668,0.00198087,0.00003085998],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9953577,0.0002420501,0.0002241349,0.0003365492,0.000008400936,0.00001419983,0.0001773621,0.00001333704,0.003626287],"genre_scores_gemma":[0.9994302,0.00004671742,0.0000508525,0.00004740689,0.000009569695,0.000006938438,0.00006473577,0.000001330287,0.0003423363],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.005409416,"threshold_uncertainty_score":0.01960611,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0411380405225728,"score_gpt":0.2955464218494301,"score_spread":0.2544083813268573,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}