{"id":"W4312197051","doi":"10.3386/w30790","title":"The Insurance Implications of Government Student Loan Repayment Schemes","year":2022,"lang":"en","type":"report","venue":"National Bureau of Economic Research","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":3,"is_retracted":false,"has_abstract":true,"ca_institutions":"Brock University; McMaster University; Statistics Canada; Western University","funders":"Social Sciences and Humanities Research Council of Canada; McMaster University","keywords":"Student loan; Government (linguistics); Business; Loan; Actuarial science; Finance","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.007315365,0.0002594851,0.0004793439,0.00247844,0.00161396,0.003504362,0.001579073,0.001394163,0.00436579],"category_scores_gemma":[0.04920775,0.0002673373,0.0007228137,0.004160999,0.001417469,0.0009763118,0.001533405,0.001943375,0.000323418],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.02292549,"about_ca_system_score_gemma":0.01770069,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.8070943,"about_ca_topic_score_gemma":0.8361598,"domain_scores_codex":[0.9920681,0.002088342,0.0002882849,0.0005359257,0.002613592,0.002405707],"domain_scores_gemma":[0.9591129,0.01525078,0.01344129,0.001894824,0.005791984,0.00450828],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.0004368772,0.0003012623,0.9166332,0.00005685406,0.0001347291,0.0003343215,0.0009735093,0.008867781,0.0002271351,0.02549773,0.009499043,0.03703759],"study_design_scores_gemma":[0.00006941176,0.0002061478,0.955905,0.00008214694,0.0001938904,0.0001268638,0.002322308,0.02211014,0.0004949528,0.006178372,0.01225798,0.00005280588],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"other","genre_scores_codex":[0.9359207,0.002919458,0.0009003299,0.01941155,0.00006945572,0.0001773978,0.005360115,0.00008975895,0.03515122],"genre_scores_gemma":[0.9958494,0.000514567,0.0002063209,0.0003761968,0.00003098017,0.00001554283,0.0007657988,0.000005170802,0.002235965],"genre_candidate":"other","genre_consensus":null,"teacher_disagreement_score":0.8070943,"threshold_uncertainty_score":0.3880835,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.2109750770487069,"score_gpt":0.4686162059223627,"score_spread":0.2576411288736559,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}