{"id":"W4317824463","doi":"10.55365/1923.x2022.20.97","title":"Fintech and Financial Inclusion in Saudi Arabia","year":2022,"lang":"en","type":"article","venue":"Review of Economics and Finance","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":17,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Financial inclusion; Inclusion (mineral); Finance; Financial services; Diversification (marketing strategy); Business; Financial intermediary; Probit model; Economics; Financial system; Marketing","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001318489,0.0001906504,0.0008417284,0.000202535,0.0003537223,0.00001270244,0.0002814822,0.00007522626,0.00009990987],"category_scores_gemma":[0.000104593,0.0002416546,0.0001001501,0.0003014921,0.00009724749,0.0001699182,0.002170762,0.0002620574,0.00001086637],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001127904,"about_ca_system_score_gemma":0.00005169872,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0002582407,"about_ca_topic_score_gemma":0.00005409061,"domain_scores_codex":[0.9981139,0.0000227679,0.001038378,0.0005284903,0.00002660713,0.0002699002],"domain_scores_gemma":[0.9989926,0.00003759541,0.0006143759,0.0003056369,0.0000184164,0.00003141681],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00005581856,0.000190714,0.009235805,0.00196267,0.000007547447,0.00001112133,0.0006327816,0.00008384079,0.00004502564,0.8935809,0.001927661,0.09226617],"study_design_scores_gemma":[0.0007181221,0.0001997701,0.01452885,0.0009872282,0.000005634795,0.00002606931,0.00001594644,0.001003458,0.00006688813,0.1296252,0.8523933,0.0004295592],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"review","genre_scores_codex":[0.5840276,0.4103219,0.00008358301,0.001494394,0.0002426705,0.0004110409,0.000253959,0.000006915207,0.003157947],"genre_scores_gemma":[0.4599459,0.538179,0.0003442936,0.001279259,0.00002713513,0.00005526877,0.00001302811,0.00001405157,0.0001420565],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.8504656,"threshold_uncertainty_score":0.9854389,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01794878381643063,"score_gpt":0.2199447981516754,"score_spread":0.2019960143352448,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}