{"id":"W4317824463","doi":"10.55365/1923.x2022.20.97","title":"Fintech and Financial Inclusion in Saudi Arabia","year":2022,"lang":"en","type":"article","venue":"Review of Economics and Finance","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":17,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Financial inclusion; Inclusion (mineral); Finance; Financial services; Diversification (marketing strategy); Business; Financial intermediary; Probit model; Economics; Financial system; Marketing","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.000830394,0.0002346704,0.0001735531,0.001334205,0.001333096,0.001536107,0.0003294465,0.0003843406,0.005380626],"category_scores_gemma":[0.002193698,0.00007920153,0.0002431137,0.00153208,0.0005058588,0.0005468198,0.001064589,0.0004056855,0.0004166228],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001754669,"about_ca_system_score_gemma":0.001908108,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.03721241,"about_ca_topic_score_gemma":0.03705686,"domain_scores_codex":[0.9994792,0.0001189789,0.00006842375,0.00002900594,0.0001709764,0.0001334823],"domain_scores_gemma":[0.9981822,0.0002360261,0.0007857991,0.00004151679,0.000373649,0.0003808202],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001327342,0.0002358227,0.9400234,0.0001715334,0.00005501733,0.0004821914,0.004094476,0.0001812398,0.0002145137,0.002267312,0.002055071,0.05008671],"study_design_scores_gemma":[0.00001002238,0.0001141458,0.9722772,0.0003371503,0.00002656587,0.0004292205,0.01333709,0.0003783221,0.00020154,0.0004890947,0.0123819,0.00001770634],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9878219,0.001301401,0.00003771022,0.0012847,0.00002400169,0.000008941727,0.0002861439,0.000004357081,0.009230894],"genre_scores_gemma":[0.9981334,0.0005703598,0.0000517717,0.0001145673,0.00001282594,0.000003505955,0.0001091399,8.966888e-7,0.001003633],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.03721241,"threshold_uncertainty_score":0.0739916,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01794878381643063,"score_gpt":0.2199447981516754,"score_spread":0.2019960143352448,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}