{"id":"W4321228482","doi":"10.21511/bbs.18(1).2023.07","title":"The impact of COVID-19 and bank capital ratio on loan changes of ASEAN-5’s banking industry","year":2023,"lang":"en","type":"article","venue":"Banks and Bank Systems","topic":"COVID-19 Pandemic Impacts","field":"Economics, Econometrics and Finance","cited_by":4,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Universitas Indonesia","keywords":"Loan; Business; Financial system; Quarter (Canadian coin); Capital adequacy ratio; Market liquidity; Recapitalization; Panel data; Economics; Incentive; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001523424,0.0002100983,0.0005474958,0.0003383174,0.0001924045,0.0001129778,0.0001875535,0.0002671518,0.00006575674],"category_scores_gemma":[0.0006619738,0.0001649048,0.00009664088,0.0003889244,0.0001574121,0.0001208793,0.00009417428,0.0002527068,0.00002033242],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.000165077,"about_ca_system_score_gemma":0.0001345307,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.004261001,"about_ca_topic_score_gemma":0.0001713308,"domain_scores_codex":[0.9985143,0.00005747048,0.0006127756,0.0003591848,0.00009107784,0.0003652236],"domain_scores_gemma":[0.9981812,0.0006592254,0.0005617613,0.0003825109,0.00003720486,0.0001780635],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002334847,0.0001316197,0.8491685,0.001741567,0.0005898669,0.00003251353,0.007431298,0.005575492,0.00114789,0.114923,0.01423851,0.004786197],"study_design_scores_gemma":[0.005989461,0.002644894,0.8752124,0.0007213724,0.00007553749,0.00009243319,0.00469513,0.03821671,0.0006687728,0.008448972,0.06154489,0.001689376],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9925647,0.0038268,0.00007852903,0.000773724,0.0003626994,0.0004470976,0.0004755596,0.00004004026,0.001430891],"genre_scores_gemma":[0.9981512,0.0005860988,0.000002042143,0.0001128829,0.0001471953,0.00002528605,0.00001651317,0.00002420041,0.0009346051],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.106474,"threshold_uncertainty_score":0.6724623,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06754614231254355,"score_gpt":0.2972161067508117,"score_spread":0.2296699644382682,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}