{"id":"W4366418139","doi":"10.3390/jrfm16040248","title":"Insights on Crypto Investors from a German Personal Finance Management App","year":2023,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":11,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"German; Finance; Financial literacy; Consumption (sociology); Business; Behavioral economics; Financial management; Marketing; Economics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0005378351,0.0002890396,0.0002072045,0.000869403,0.0004100816,0.0008828065,0.0001486065,0.0003629188,0.003832445],"category_scores_gemma":[0.003201374,0.0001298991,0.0001405471,0.0005429974,0.0002176496,0.001252004,0.0006399478,0.0002963388,0.0007399938],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002678776,"about_ca_system_score_gemma":0.0001693366,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.001818316,"about_ca_topic_score_gemma":0.004978623,"domain_scores_codex":[0.9996254,0.0001525199,0.00002531801,0.00003809152,0.0001040724,0.00005463887],"domain_scores_gemma":[0.9984561,0.0009665178,0.0002877988,0.00005773568,0.0001150676,0.0001167692],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.000789766,0.0009246659,0.8105342,0.0003142167,0.00004264779,0.00254261,0.03177513,0.0003512352,0.006309118,0.00118283,0.005339477,0.1398941],"study_design_scores_gemma":[0.00002926383,0.0005763078,0.910052,0.0002027793,0.0000810649,0.003523024,0.04378107,0.005408186,0.003876154,0.001476141,0.03091658,0.00007743821],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9969913,0.00006741053,0.0002858189,0.0001872241,0.000003147839,0.00001435358,0.0002759757,0.00001380372,0.00216112],"genre_scores_gemma":[0.9950362,0.0001929986,0.0009850658,0.000181025,0.000009206866,0.000021061,0.0004285954,0.00001258462,0.003133193],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.003832445,"threshold_uncertainty_score":0.01282084,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01062627243019182,"score_gpt":0.2104725747273149,"score_spread":0.1998463022971231,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}