{"id":"W4366984823","doi":"10.1111/joca.12533","title":"Vulnerable consumer experiences of (dis)empowerment with consumer protection regulations","year":2023,"lang":"en","type":"article","venue":"Journal of Consumer Affairs","topic":"Housing, Finance, and Neoliberalism","field":"Economics, Econometrics and Finance","cited_by":3,"is_retracted":false,"has_abstract":true,"ca_institutions":"University of Manitoba; York University; Dalhousie University","funders":"Social Sciences and Humanities Research Council of Canada","keywords":"Consumer protection; Business; Loan; Empowerment; Government (linguistics); Affect (linguistics); Psychological intervention; Marketing; Ambivalence; Public policy; Economic growth; Economics; Finance; Commerce; Psychology","routes":{"ca_aff":true,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.004778706,0.0002174976,0.0004179307,0.0004965253,0.005769599,0.004022652,0.0004331803,0.002005884,0.003831548],"category_scores_gemma":[0.007683443,0.0003362076,0.0002949295,0.0004785949,0.008875947,0.00270233,0.005848,0.003888104,0.0001888851],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001884018,"about_ca_system_score_gemma":0.0016286,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.007868662,"about_ca_topic_score_gemma":0.008424948,"domain_scores_codex":[0.9964508,0.002217442,0.00009382451,0.0001397193,0.0004535835,0.0006446413],"domain_scores_gemma":[0.9943107,0.002917231,0.001032035,0.0002814848,0.0004820208,0.0009764686],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"qualitative","study_design_gemma":"qualitative","study_design_scores_codex":[0.0001137595,0.0001251768,0.01985259,0.00006371271,0.0000184787,0.001261201,0.9597113,0.0000692254,0.0008036996,0.01085478,0.001662729,0.005463357],"study_design_scores_gemma":[0.00001342022,0.000102904,0.01400378,0.0001188086,0.00001275634,0.0005634381,0.9676888,0.0001544817,0.0002393107,0.002410076,0.01465021,0.00004206341],"study_design_candidate":"qualitative","study_design_consensus":"qualitative","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9899659,0.0001249005,0.0002409512,0.002677187,0.00003087636,0.00001465358,0.00001335629,0.000004491899,0.006927562],"genre_scores_gemma":[0.9986926,0.0000807766,0.00005338819,0.0003289485,0.000006768865,0.000007333727,0.000005706482,0.000002538966,0.0008221035],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.007868662,"threshold_uncertainty_score":0.02527255,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02889546736667318,"score_gpt":0.235950040055242,"score_spread":0.2070545726885688,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}