{"id":"W4378805339","doi":"10.21033/wp-2023-20","title":"Overborrowing, Underborrowing, and Macroprudential Policy","year":2023,"lang":"en","type":"report","venue":"","topic":"Economic Theory and Policy","field":"Economics, Econometrics and Finance","cited_by":5,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Macroprudential regulation; Business; Economics; Financial system; Monetary economics; Systemic risk; Macroeconomics; Financial crisis","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","insufficient_payload"],"consensus_categories":["insufficient_payload"],"category_scores_codex":[0.001479511,0.0004706741,0.001059695,0.001054725,0.0001790057,0.000263844,0.0004160922,0.0006431305,0.002287837],"category_scores_gemma":[0.000565141,0.0005794961,0.0003374132,0.0003279601,0.0001474458,0.0002356214,0.0003748758,0.0005047746,0.005717922],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005337269,"about_ca_system_score_gemma":0.0004748827,"about_ca_topic_candidate":true,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0154562,"about_ca_topic_score_gemma":0.00068117,"domain_scores_codex":[0.9971597,0.00002196892,0.00116792,0.0009422994,0.00005144698,0.0006566565],"domain_scores_gemma":[0.9982389,0.0001155808,0.0006751368,0.0006934037,0.00004399106,0.0002329629],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.000006703746,0.00001845285,0.00234943,0.0002054995,0.0002282091,0.00002616355,0.0001681317,0.000004538996,0.000002604793,0.9148735,0.08026993,0.001846846],"study_design_scores_gemma":[0.0003026989,0.00003136483,0.002365772,0.0000492355,0.00001751787,0.00005471458,0.00003459435,0.0000234198,0.00002329675,0.3007323,0.6957603,0.0006047697],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":null,"genre_codex":"other","genre_gemma":"other","genre_scores_codex":[0.01037234,0.003109784,0.0003224763,0.001206712,0.003828579,0.0002881991,0.001055031,0.0003523915,0.9794645],"genre_scores_gemma":[0.2141119,0.01617755,0.0002320218,0.001388467,0.007983753,0.00006424291,0.0002700571,0.0004127371,0.7593592],"genre_candidate":"other","genre_consensus":"other","teacher_disagreement_score":0.6154904,"threshold_uncertainty_score":0.9996656,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.1012127586966406,"score_gpt":0.3248907498428856,"score_spread":0.223677991146245,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}