{"id":"W4378806453","doi":"10.21034/wp.798","title":"Overborrowing, Underborrowing, and Macroprudential Policy","year":2023,"lang":"en","type":"preprint","venue":"","topic":"Economic theories and models","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Economics; Collateral; Externality; Production (economics); Scope (computer science); Competitive equilibrium; Social planner; Government (linguistics); General equilibrium theory; Planner; Microeconomics; Monetary economics; Finance; Computer science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001897988,0.0003411244,0.000684838,0.0003653817,0.001058549,0.003479851,0.0008266589,0.001289484,0.009233951],"category_scores_gemma":[0.005400152,0.000328839,0.0004365724,0.000552281,0.002663476,0.004617078,0.00193539,0.00143022,0.0003551138],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001527046,"about_ca_system_score_gemma":0.0012596,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002131576,"about_ca_topic_score_gemma":0.002020762,"domain_scores_codex":[0.9990376,0.0002747766,0.00005553517,0.0002835911,0.00008664636,0.000261887],"domain_scores_gemma":[0.9960932,0.00137766,0.001498125,0.0005088324,0.0002066172,0.0003155558],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.00008990177,0.0000483767,0.004586775,0.0001261099,0.00003139372,0.0002188958,0.0003682689,0.01680338,0.00148837,0.9574214,0.0008773989,0.01793973],"study_design_scores_gemma":[0.00004816762,0.0001010541,0.006425882,0.0001354592,0.00003402017,0.0002459604,0.0006636379,0.02421386,0.001900783,0.9531291,0.01307648,0.00002561552],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.7595621,0.007001357,0.1503538,0.008754953,0.0001196217,0.00006106663,0.0002847684,0.0001369468,0.0737254],"genre_scores_gemma":[0.993505,0.000822862,0.002811389,0.0001905695,0.0000440465,0.00001667743,0.00002074101,0.00001821365,0.00257055],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009233951,"threshold_uncertainty_score":0.03089064,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06315700850159352,"score_gpt":0.2613266207116881,"score_spread":0.1981696122100946,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}