{"id":"W4379033609","doi":"10.2139/ssrn.4465531","title":"Overborrowing, Underborrowing, and Macroprudential Policy","year":2023,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Economic Theory and Policy","field":"Economics, Econometrics and Finance","cited_by":3,"is_retracted":false,"has_abstract":false,"ca_institutions":"Bank of Canada; Government of Canada","funders":"","keywords":"Macroprudential regulation; Financial system; Business; Economics; Systemic risk; Monetary economics; Financial crisis; Macroeconomics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003606758,0.0001550517,0.0007226467,0.0005133504,0.002245891,0.005208886,0.0008143182,0.003008682,0.01451705],"category_scores_gemma":[0.0116473,0.0003155575,0.0003134963,0.0008466912,0.002790034,0.003607341,0.003102136,0.002812256,0.0005271816],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002659949,"about_ca_system_score_gemma":0.002400066,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01338263,"about_ca_topic_score_gemma":0.01994524,"domain_scores_codex":[0.9970775,0.0008421015,0.00009871503,0.0003937506,0.0001377702,0.001450204],"domain_scores_gemma":[0.9919355,0.002531086,0.002949336,0.0005058274,0.000382447,0.001695835],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.000826218,0.0003528479,0.06484909,0.0001837204,0.0001062974,0.0005235978,0.003278956,0.006162604,0.001742911,0.8543109,0.008270217,0.0593928],"study_design_scores_gemma":[0.0002214551,0.0007558246,0.1543225,0.0004452288,0.0002611807,0.0007292684,0.01919532,0.01877365,0.002501865,0.7165843,0.08610757,0.0001017772],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9153701,0.005506876,0.007666949,0.0249648,0.0001267101,0.0000468922,0.0002037401,0.00005994813,0.04605407],"genre_scores_gemma":[0.9932761,0.0005240702,0.0003269227,0.0007673381,0.00007217427,0.00001111788,0.00002101116,0.000008229376,0.004993064],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01451705,"threshold_uncertainty_score":0.04856431,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0131512341599625,"score_gpt":0.2397463880695257,"score_spread":0.2265951539095632,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}