{"id":"W4381511881","doi":"10.1108/ijbm-07-2022-0298","title":"Understanding financial professionals' perceptions of their clients' financial behaviors","year":2023,"lang":"en","type":"article","venue":"International Journal of Bank Marketing","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":10,"is_retracted":false,"has_abstract":true,"ca_institutions":"Université de Moncton","funders":"","keywords":"Financial literacy; Finance; Gratification; Business; Perception; Accounting management; Debt; Strategic financial management; Financial services; Financial plan; Originality; Indirect finance; Financial intermediary; Qualitative research; Marketing; Accounting; Psychology; Strategic planning","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.004939129,0.0001893253,0.0002934257,0.0008222978,0.002299972,0.003191724,0.0005735171,0.001022811,0.003530856],"category_scores_gemma":[0.01744534,0.0002693772,0.0001744789,0.000642975,0.002759799,0.00176071,0.002110709,0.00108806,0.0002342939],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.004549583,"about_ca_system_score_gemma":0.007816291,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.03342245,"about_ca_topic_score_gemma":0.03515036,"domain_scores_codex":[0.9966508,0.001611236,0.0001557491,0.0001679872,0.000618784,0.0007954953],"domain_scores_gemma":[0.9894065,0.006596847,0.001365484,0.0001630446,0.001024848,0.001443291],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"qualitative","study_design_gemma":"qualitative","study_design_scores_codex":[0.00004202623,0.0001640386,0.06985035,0.0001602097,0.000005341731,0.0006666935,0.9017947,0.00006333521,0.0005747175,0.001254686,0.0009034494,0.02452038],"study_design_scores_gemma":[0.000006151898,0.00005091979,0.02323818,0.000216499,0.000007183016,0.0004237466,0.9721889,0.000140899,0.0001814328,0.0003314999,0.003201899,0.0000127018],"study_design_candidate":"qualitative","study_design_consensus":"qualitative","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9935985,0.0002567478,0.0004065619,0.001546555,0.000009109144,0.00001763388,0.00001823244,0.000005495966,0.004141215],"genre_scores_gemma":[0.9982844,0.0003092489,0.0002600339,0.0003065074,0.000003959365,0.00002325386,0.00001064213,0.000001982591,0.0008000227],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.03342245,"threshold_uncertainty_score":0.06645578,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03563409753434915,"score_gpt":0.2845546764367586,"score_spread":0.2489205789024095,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}