{"id":"W4385976138","doi":"10.5267/j.uscm.2023.6.016","title":"The effect of financial knowledge, financial behavior and digital financial capabilities on financial inclusion, financial concern and performance in MSMEs in East Java","year":2023,"lang":"en","type":"article","venue":"Uncertain Supply Chain Management","topic":"Financial Literacy and Behavior","field":"Business, Management and Accounting","cited_by":24,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Financial inclusion; Finance; Business; Financial analysis; Financial ratio; Java; Financial management; Financial system; Financial services; Computer science","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow"],"consensus_categories":[],"category_scores_codex":[0.001795451,0.0007254953,0.0008629525,0.001026156,0.001011174,0.0003245478,0.0006622128,0.0003222675,0.00003220072],"category_scores_gemma":[0.001250551,0.0006053864,0.0001748756,0.001896498,0.0006067366,0.001024063,0.001909452,0.0005754158,0.00006380533],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001952401,"about_ca_system_score_gemma":0.0001800415,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0005564959,"about_ca_topic_score_gemma":0.002593599,"domain_scores_codex":[0.9959903,0.00009705589,0.00114794,0.0009805822,0.0006464105,0.001137708],"domain_scores_gemma":[0.9985887,0.0003812356,0.0003556265,0.0004906175,0.0001302504,0.00005361157],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.002164987,0.0004582336,0.6249753,0.001593393,0.000007532497,0.0002789727,0.00217304,0.0001865114,0.00003460098,0.03144161,0.005130095,0.3315557],"study_design_scores_gemma":[0.003748025,0.0005641938,0.9230595,0.0007960348,0.00006967637,0.000002810089,0.0001985265,0.001046645,0.00007105261,0.002014674,0.06766479,0.0007640274],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.993952,0.0003946852,0.000007050521,0.0004900572,0.001000643,0.002112728,0.00009889669,0.00009646875,0.001847477],"genre_scores_gemma":[0.9964758,0.0001945131,0.00002147755,0.0003538068,0.0008853229,0.0008058507,0.0001222369,0.00005514756,0.001085899],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.3307917,"threshold_uncertainty_score":0.9996397,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.008600550814734454,"score_gpt":0.2278182707783089,"score_spread":0.2192177199635744,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}