{"id":"W4386547091","doi":"10.1287/mnsc.2022.01571","title":"Government Loan Guarantees, Market Liquidity, and Lending Standards","year":2023,"lang":"en","type":"article","venue":"Management Science","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":7,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Market liquidity; Subsidy; Loan; Business; Maturity (psychological); Finance; Financial system; Liquidity crisis; Externality; Welfare; Monetary economics; Government (linguistics); Economics; Microeconomics; Market economy","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001766397,0.00053369,0.00101901,0.0007575733,0.001032122,0.003417687,0.00113331,0.003343811,0.006189206],"category_scores_gemma":[0.01121575,0.0004141213,0.0008166046,0.001146264,0.002695143,0.004038162,0.001840165,0.003280123,0.0004295189],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003057731,"about_ca_system_score_gemma":0.00213882,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.009307933,"about_ca_topic_score_gemma":0.00835414,"domain_scores_codex":[0.9992053,0.0003224717,0.00002291232,0.00008055483,0.00008034844,0.0002884215],"domain_scores_gemma":[0.989238,0.0057264,0.003416686,0.0003078396,0.0003705903,0.000940381],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.0005446961,0.0006498033,0.02128933,0.0001628658,0.0001557621,0.0006775579,0.0005442016,0.2982951,0.001262199,0.653028,0.007592049,0.01579849],"study_design_scores_gemma":[0.0003691873,0.0003751141,0.008754744,0.00008450889,0.0001094937,0.0001485111,0.0006142814,0.4950372,0.0005646941,0.4897009,0.004151508,0.00008977481],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9071053,0.002249488,0.03628642,0.0137979,0.0001027906,0.00005430547,0.0003221953,0.0001829466,0.0398986],"genre_scores_gemma":[0.9946095,0.0006104643,0.0009065297,0.0001196326,0.0000560854,0.00002176112,0.00004416617,0.00001419474,0.003617734],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009307933,"threshold_uncertainty_score":0.0221855,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02273602690072719,"score_gpt":0.2313045988730874,"score_spread":0.2085685719723602,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}