{"id":"W4386547091","doi":"10.1287/mnsc.2022.01571","title":"Government Loan Guarantees, Market Liquidity, and Lending Standards","year":2023,"lang":"en","type":"article","venue":"Management Science","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":7,"is_retracted":false,"has_abstract":true,"ca_institutions":"Bank of Canada","funders":"","keywords":"Market liquidity; Subsidy; Loan; Business; Maturity (psychological); Finance; Financial system; Liquidity crisis; Externality; Welfare; Monetary economics; Government (linguistics); Economics; Microeconomics; Market economy","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003654797,0.0001157179,0.0001853638,0.0002623555,0.0003454525,0.0003237423,0.0003814088,0.00002533898,0.0003580331],"category_scores_gemma":[0.00006926982,0.0001410013,0.00003619141,0.0006328648,0.0002259233,0.0004334734,0.0005650212,0.00005930394,0.0002566069],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003596953,"about_ca_system_score_gemma":0.00001141477,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0000242615,"about_ca_topic_score_gemma":0.00001017595,"domain_scores_codex":[0.9985387,0.000006078275,0.0003043408,0.0005431902,0.0001569008,0.0004507643],"domain_scores_gemma":[0.999439,0.00002347138,0.0001222463,0.0003180435,0.00001010034,0.00008713397],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.00008879369,0.0001116424,0.1580066,0.0003384207,0.00009159928,0.00008298541,0.0009064878,0.0005557985,0.00008395564,0.6626014,0.09360885,0.08352339],"study_design_scores_gemma":[0.0009145728,0.0001085223,0.1931813,0.0000658053,0.00001261529,0.000004671323,0.0008176339,0.06062708,0.000128364,0.04379023,0.6996104,0.0007388175],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"other","genre_gemma":"empirical","genre_scores_codex":[0.3209116,0.00007464524,0.001222354,0.0006332659,0.0006949513,0.0001860345,0.00007326867,0.0001080804,0.6760958],"genre_scores_gemma":[0.9923308,0.001518045,0.0004587859,0.0001486795,0.00004457659,0.00001345189,0.000001644085,0.00001412617,0.005469831],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.6714193,"threshold_uncertainty_score":0.5749865,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02273602690072719,"score_gpt":0.2313045988730874,"score_spread":0.2085685719723602,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}