{"id":"W4386941209","doi":"10.7202/1091879ar","title":"La marge de crédit aux consommateurs : aperçu de la littérature financière","year":2011,"lang":"fr","type":"article","venue":"Assurances et gestion des risques","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"HEC Montréal","funders":"","keywords":"Humanities; Political science; Philosophy","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.007157378,0.001339014,0.001751161,0.009937652,0.0008835374,0.004477767,0.0008216927,0.001649542,0.01280135],"category_scores_gemma":[0.0224106,0.0009410268,0.001237563,0.01032369,0.00170822,0.0058656,0.001627739,0.00220544,0.002815036],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.003057929,"about_ca_system_score_gemma":0.003691283,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.007883581,"about_ca_topic_score_gemma":0.005806032,"domain_scores_codex":[0.9964176,0.0006430293,0.0004987331,0.0006640832,0.001593815,0.0001826083],"domain_scores_gemma":[0.9820561,0.009950037,0.002564854,0.0009272827,0.004142691,0.0003591296],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0002005318,0.00007428578,0.008118977,0.004836848,0.0002371853,0.0001731428,0.0004865891,0.003373472,0.001183134,0.05384905,0.0520828,0.8753841],"study_design_scores_gemma":[0.00002451503,0.0002473098,0.03901894,0.01106018,0.0002901189,0.001801447,0.0005325554,0.003132794,0.002371836,0.04978494,0.8915842,0.0001511358],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"review","genre_gemma":"review","genre_scores_codex":[0.009389445,0.955868,0.01159929,0.006354686,0.002293652,0.00004815251,0.001583383,0.0000872891,0.01277603],"genre_scores_gemma":[0.06473645,0.9078439,0.007877158,0.0009443625,0.005095,0.0001500323,0.002466144,0.0001342932,0.01075264],"genre_candidate":"review","genre_consensus":"review","teacher_disagreement_score":0.01280135,"threshold_uncertainty_score":0.0428248,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03441293374324735,"score_gpt":0.2621898330457354,"score_spread":0.227776899302488,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}