{"id":"W4387460504","doi":"10.3390/jrfm16100439","title":"Predicting the Non-Return of Chonsei Lease Deposits in the Republic of Korea","year":2023,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Housing Market and Economics","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Lease; Renting; Default; Actuarial science; Bond; Business; Landlord; Volatility (finance); Credit risk; Economics; Debt; Finance; Risk–return spectrum; Financial economics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0009963234,0.0003345113,0.0002092788,0.0007663264,0.0001858674,0.0008276662,0.0003674149,0.000367033,0.0007215329],"category_scores_gemma":[0.002688628,0.0001689777,0.0003371114,0.0004803666,0.0001587396,0.000621543,0.0005361373,0.0004289943,0.0002028397],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0005013212,"about_ca_system_score_gemma":0.0004937356,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0138475,"about_ca_topic_score_gemma":0.0168684,"domain_scores_codex":[0.9997018,0.00007840539,0.00005108328,0.00006270792,0.00006113933,0.00004477693],"domain_scores_gemma":[0.9981961,0.0004377583,0.0007241321,0.0001089774,0.0003294237,0.00020374],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00008063735,0.00008989272,0.9886476,0.000008977351,0.00002539357,0.0001705923,0.00007698522,0.005388448,0.0002472973,0.0001378546,0.0002480144,0.00487837],"study_design_scores_gemma":[0.00001277329,0.0001071449,0.8417163,0.00002190866,0.00003278107,0.0001899237,0.00092696,0.1556137,0.0005042241,0.0003840151,0.0004728681,0.00001739352],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9994569,0.00002602653,0.0002103212,0.00002695875,0.000001162646,0.000006164769,0.0001351618,0.000003987747,0.000133154],"genre_scores_gemma":[0.9993605,0.0000225591,0.000208614,0.00000444688,9.561159e-7,0.000003042465,0.0002818523,0.000001054399,0.0001169356],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.0138475,"threshold_uncertainty_score":0.02753377,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01530874958946826,"score_gpt":0.2013788577199706,"score_spread":0.1860701081305023,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}