{"id":"W4388818692","doi":"10.1016/j.jfi.2023.101065","title":"Agree to disagree: Lender equity holdings, within-syndicate conflicts, and covenant design","year":2023,"lang":"en","type":"article","venue":"Journal of Financial Intermediation","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":7,"is_retracted":false,"has_abstract":false,"ca_institutions":"HEC Montréal","funders":"","keywords":"Syndicate; Equity (law); Business; Shareholder; Creditor; Financial system; Covenant; Ex-ante; Flexibility (engineering); Monetary economics; Finance; Economics; Corporate governance; Debt; Law","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0290834,0.0002214293,0.0006429735,0.001073771,0.002211028,0.006471646,0.001864401,0.004836733,0.01650861],"category_scores_gemma":[0.2007734,0.0003741884,0.0005134147,0.001666207,0.0056603,0.006189657,0.003170031,0.003699519,0.001401568],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001216774,"about_ca_system_score_gemma":0.001662483,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.004047762,"about_ca_topic_score_gemma":0.007341197,"domain_scores_codex":[0.988728,0.006897629,0.0007602135,0.001090837,0.001390001,0.00113332],"domain_scores_gemma":[0.7102815,0.2349242,0.03561845,0.006217306,0.008142469,0.00481599],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.003757669,0.001226849,0.7877254,0.000173384,0.0006136522,0.001661337,0.04092126,0.002885819,0.0009398517,0.09105757,0.01900396,0.05003325],"study_design_scores_gemma":[0.0008541003,0.0003866068,0.5660639,0.0003119566,0.0007707375,0.0007107365,0.1117824,0.0165616,0.001699809,0.2902422,0.01041736,0.0001985295],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9619277,0.0002494603,0.001891797,0.01499701,0.00007716342,0.0000449075,0.0001444298,0.000008903449,0.02065863],"genre_scores_gemma":[0.9981875,0.00005639032,0.0002089774,0.0006406528,0.00004064836,0.00001620331,0.00005106835,0.000007952397,0.000790547],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.0290834,"threshold_uncertainty_score":0.1538095,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0672427285733021,"score_gpt":0.2852039837778596,"score_spread":0.2179612552045575,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}