{"id":"W4390747378","doi":"10.1016/j.jjie.2024.101305","title":"Effects of bank branch/ATM consolidations on cash demand: Evidence from bank account transaction data in Japan","year":2024,"lang":"en","type":"article","venue":"Journal of the Japanese and International Economies","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":5,"is_retracted":false,"has_abstract":false,"ca_institutions":"","funders":"Waseda University; Bank of Canada; Japan Society for the Promotion of Science; Yokohama City University","keywords":"Cash; Database transaction; Business; Payment; Monetary economics; Natural experiment; Bank account; ATM card; Financial system; Economics; Finance; Database; Computer science","routes":{"ca_aff":false,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0009413136,0.0001163844,0.0003061022,0.0003144229,0.00005194618,0.0001352082,0.0005699557,0.00006941359,0.0002004273],"category_scores_gemma":[0.0004938761,0.00009817427,0.0001071028,0.000131499,0.0001024487,0.001108363,0.0000701835,0.0002038211,0.00001556144],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001787824,"about_ca_system_score_gemma":0.00005365594,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0004659043,"about_ca_topic_score_gemma":0.0002185178,"domain_scores_codex":[0.9986873,0.00004060495,0.0008384542,0.0002591826,0.00007253421,0.0001018907],"domain_scores_gemma":[0.9982189,0.0009415951,0.0004618293,0.0002907437,0.00005778858,0.00002917199],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0009606723,0.001431632,0.7811248,0.001250224,0.002358452,0.00001914676,0.036054,0.03501416,0.003954705,0.09935036,0.003939212,0.03454261],"study_design_scores_gemma":[0.0008048105,0.0001261427,0.9176462,0.0009681207,0.00005633623,0.0000427782,0.0002083284,0.03381069,0.001154846,0.04213709,0.002826362,0.0002182553],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9886154,0.005875627,0.0003841819,0.002660767,0.001759504,0.0001348111,0.0001647914,0.000005987818,0.000398925],"genre_scores_gemma":[0.9983126,0.001152416,0.00007297932,0.00008270922,0.0002066838,0.000003685249,0.000007175543,0.00001061636,0.0001511143],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1365214,"threshold_uncertainty_score":0.4003431,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0320357397099468,"score_gpt":0.268865696519258,"score_spread":0.2368299568093112,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}