{"id":"W4390990280","doi":"10.2139/ssrn.4683149","title":"Let it Fail? Reflections on the SVB Collapse and the US and Canadian Approaches to Bank Crises","year":2024,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Canadian Policy and Governance","field":"Social Sciences","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"Centre for International Governance Innovation; Asia Pacific Foundation of Canada; Balsillie School of International Affairs","funders":"","keywords":"Moral hazard; Context (archaeology); Financial crisis; Too big to fail; Competition (biology); Macroprudential regulation; Financial regulation; Face (sociological concept); Systemic risk; Financial system; Economics; Financial stability; Externality; Bank failure; Business; Economy; Market economy; Sociology; Macroeconomics; History; Incentive","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.01004771,0.0008252037,0.001040686,0.005122868,0.04072483,0.03049596,0.004357218,0.01798043,0.01881022],"category_scores_gemma":[0.02469035,0.0007208652,0.001260502,0.009169977,0.0453696,0.009079952,0.009055688,0.02275798,0.0006742403],"about_ca_system_candidate":true,"about_ca_system_consensus":true,"about_ca_system_score_codex":0.245079,"about_ca_system_score_gemma":0.344184,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.9954671,"about_ca_topic_score_gemma":0.9969644,"domain_scores_codex":[0.9873524,0.001858098,0.0002888212,0.0005671225,0.002884991,0.007048573],"domain_scores_gemma":[0.9854491,0.003951211,0.0007567443,0.0003182352,0.005627146,0.003897535],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0001076387,0.00003551618,0.002615224,0.0001592378,0.00004707382,0.0005007497,0.05392845,0.0009074958,0.0001655932,0.7329267,0.1945033,0.01410317],"study_design_scores_gemma":[0.000070768,0.00002183581,0.01257828,0.001006034,0.00009390779,0.0001659931,0.1624033,0.000596252,0.0002360425,0.1172947,0.7051995,0.0003333527],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"commentary","genre_gemma":"commentary","genre_scores_codex":[0.027249,0.01770282,0.0003886076,0.7708883,0.002029716,0.00003251494,0.0003682143,0.00004183523,0.181299],"genre_scores_gemma":[0.7434866,0.02232558,0.0006576653,0.1844904,0.001739036,0.00006695671,0.000168256,0.0001773419,0.04688825],"genre_candidate":"commentary","genre_consensus":"commentary","teacher_disagreement_score":0.754921,"threshold_uncertainty_score":0.8756014,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06967628323964677,"score_gpt":0.3032242704854192,"score_spread":0.2335479872457724,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}