{"id":"W4391692726","doi":"10.3390/jrfm17020066","title":"Digital Financial Inclusion in Emerging Economies: Evidence from Jordan","year":2024,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":15,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Engineering and Physical Sciences Research Council","keywords":"Financial inclusion; Inclusion (mineral); Emerging markets; Business; Economics; Financial system; Economy; Finance; Financial services; Sociology","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001533564,0.0002207286,0.0003012966,0.001754513,0.0008882047,0.001842995,0.0003465478,0.0003280521,0.004299372],"category_scores_gemma":[0.003250314,0.0001388556,0.0001861466,0.002552666,0.001175577,0.001406461,0.002034444,0.0005722324,0.0004570144],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0007165758,"about_ca_system_score_gemma":0.001891627,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01235308,"about_ca_topic_score_gemma":0.01819453,"domain_scores_codex":[0.9995147,0.0001484348,0.00004730503,0.00003987938,0.0001214473,0.000128224],"domain_scores_gemma":[0.9962865,0.000863804,0.001392396,0.0001414075,0.0008599577,0.000455877],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0002946703,0.0006185258,0.898364,0.0007831855,0.0000760233,0.001338298,0.02644883,0.0001654596,0.0002578884,0.004293013,0.003679747,0.06368037],"study_design_scores_gemma":[0.00003265093,0.0001701729,0.8680187,0.0009410568,0.00004950719,0.0005322621,0.1049502,0.0002503707,0.0003862007,0.0006681728,0.02397979,0.0000210833],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9913431,0.001475283,0.0000530658,0.0007532801,0.000008409643,0.00001788442,0.0003128949,0.000001625874,0.006034381],"genre_scores_gemma":[0.9936139,0.004417219,0.00009754014,0.0004268789,0.00003041399,0.00002072776,0.0003145948,0.000003348985,0.001075408],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01235308,"threshold_uncertainty_score":0.0245623,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0134176680779799,"score_gpt":0.2216286147527357,"score_spread":0.2082109466747558,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}