{"id":"W4391692726","doi":"10.3390/jrfm17020066","title":"Digital Financial Inclusion in Emerging Economies: Evidence from Jordan","year":2024,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Microfinance and Financial Inclusion","field":"Economics, Econometrics and Finance","cited_by":15,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Engineering and Physical Sciences Research Council","keywords":"Financial inclusion; Inclusion (mineral); Emerging markets; Business; Economics; Financial system; Economy; Finance; Financial services; Sociology","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow"],"consensus_categories":[],"category_scores_codex":[0.001184263,0.0002458451,0.0006140574,0.0008068305,0.0002735126,0.0002622368,0.0003818021,0.000149715,0.00007276596],"category_scores_gemma":[0.0003494094,0.0002551525,0.0002201949,0.0005231318,0.00006712568,0.001258301,0.001148731,0.0004728708,0.00009920336],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002367286,"about_ca_system_score_gemma":0.00006231899,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0003912214,"about_ca_topic_score_gemma":0.0001545396,"domain_scores_codex":[0.9977663,0.00001923139,0.001312273,0.0004564741,0.0001048697,0.0003408178],"domain_scores_gemma":[0.9990289,0.0001295509,0.0005065713,0.0002095658,0.00003485612,0.00009051441],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0002824752,0.000161254,0.05591812,0.0002333708,0.00003011601,0.0006404868,0.006342365,0.0001815541,0.00003287219,0.05614838,0.003518387,0.8765106],"study_design_scores_gemma":[0.0009078507,0.000223026,0.1134631,0.001423053,0.00003312869,0.00001461339,0.0001632505,0.0006700834,0.00005555003,0.2758579,0.606721,0.0004674077],"study_design_candidate":"design_other","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.8796032,0.07416807,0.04012268,0.000542736,0.002214764,0.0002391714,0.0001812284,0.0000237512,0.002904388],"genre_scores_gemma":[0.9544365,0.04333496,0.00111484,0.0001511182,0.0006557376,0.000006868907,0.000005045472,0.00002476954,0.0002701832],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.8760432,"threshold_uncertainty_score":0.99999,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0134176680779799,"score_gpt":0.2216286147527357,"score_spread":0.2082109466747558,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}