{"id":"W4391797357","doi":"10.1016/j.jfineco.2024.103793","title":"Human capital risk and portfolio choices: Evidence from university admission discontinuities","year":2024,"lang":"en","type":"article","venue":"Journal of Financial Economics","topic":"Financial Literacy, Pension, Retirement Analysis","field":"Business, Management and Accounting","cited_by":17,"is_retracted":false,"has_abstract":false,"ca_institutions":"HEC Montréal","funders":"","keywords":"Portfolio; Economics; Classification of discontinuities; Human capital; Actuarial science; Financial economics; Business; Mathematics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0004426255,0.0001667897,0.0003470626,0.0003951336,0.0002247959,0.0004214951,0.0002360797,0.00008392814,0.0002748893],"category_scores_gemma":[0.000221519,0.0001573445,0.0002105516,0.0001925198,0.00006995973,0.003300331,0.0001452048,0.0002495676,0.0000350472],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001028502,"about_ca_system_score_gemma":0.0001216025,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002220523,"about_ca_topic_score_gemma":0.001548013,"domain_scores_codex":[0.9989899,0.00001341816,0.0004833429,0.0002300694,0.000113292,0.0001699087],"domain_scores_gemma":[0.9990176,0.00007244597,0.0006190121,0.0001290711,0.0001301505,0.00003174034],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0001797767,0.00006363571,0.9489515,0.0001560385,0.00006011148,0.0002668213,0.0006318248,0.0001597759,0.0003833014,0.0272691,0.006846047,0.01503205],"study_design_scores_gemma":[0.000458004,0.00005350647,0.8238125,0.0008483943,0.0005086552,0.000006708708,0.000272768,0.001726149,0.00004753574,0.01267081,0.1592394,0.0003555599],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9971154,0.001464143,0.00004565357,0.0001200261,0.0006512429,0.00006308885,0.00001939796,0.00002160335,0.0004994943],"genre_scores_gemma":[0.9958661,0.0009090889,0.0001860071,0.000117738,0.002323011,2.202417e-7,0.000007831411,0.00001641115,0.0005735953],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1523934,"threshold_uncertainty_score":0.6416325,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0127644146981588,"score_gpt":0.2124530388968821,"score_spread":0.1996886241987234,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}