{"id":"W4391945260","doi":"10.1177/09728201231215534","title":"The Sinking of HBOS: An Invaluable Lesson to the Contemporary Banking and Finance Sector","year":2024,"lang":"en","type":"article","venue":"Asian Journal of Management Cases","topic":"Economic, financial, and policy analysis","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Position (finance); Audit; Corporate governance; Capitalization; Accounting; Business; Banking industry; Market capitalization; Risk management; Finance; Financial institution; Retail banking; Financial crisis; Economics","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.00242643,0.0003494396,0.0002700136,0.0008477051,0.005242675,0.006597449,0.0007364366,0.002942666,0.00663573],"category_scores_gemma":[0.005103182,0.0001992236,0.0002026493,0.0007404495,0.01175115,0.009198673,0.003154089,0.005776234,0.0008800027],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002605246,"about_ca_system_score_gemma":0.002551699,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.006032819,"about_ca_topic_score_gemma":0.01631529,"domain_scores_codex":[0.9987244,0.0006871332,0.00003077142,0.00005455736,0.0003086464,0.0001946257],"domain_scores_gemma":[0.9972215,0.001489781,0.0002400775,0.000151469,0.0003395989,0.0005574821],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"qualitative","study_design_scores_codex":[0.00005146325,0.00008209612,0.002484697,0.0001540291,0.000006081269,0.002259901,0.0565779,0.0003455654,0.0003485422,0.5280319,0.3423055,0.06735234],"study_design_scores_gemma":[0.00001001991,0.00005356751,0.00180495,0.0006354584,0.000003887141,0.001366986,0.06997848,0.0004208669,0.0002119287,0.1208421,0.804644,0.00002782005],"study_design_candidate":"qualitative","study_design_consensus":null,"genre_codex":"commentary","genre_gemma":"empirical","genre_scores_codex":[0.07107195,0.02182874,0.006613162,0.7500956,0.006025606,0.00003908639,0.00007177372,0.00009708438,0.1441569],"genre_scores_gemma":[0.760805,0.03130361,0.00832035,0.05339732,0.005957096,0.00006208916,0.00007899516,0.0002115315,0.1398639],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.00663573,"threshold_uncertainty_score":0.02219874,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06045109154861143,"score_gpt":0.2583468808764136,"score_spread":0.1978957893278021,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}