{"id":"W4391996319","doi":"10.3390/jrfm17020087","title":"Determinants of Behavioral Intention to Use Digital Payment among Indian Youngsters","year":2024,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Technology Adoption and User Behaviour","field":"Decision Sciences","cited_by":34,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Payment; Psychology; Business; Social psychology; Internet privacy; Advertising; Computer science; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007701496,0.0001019082,0.0002345536,0.0008649325,0.00005883151,0.0003285775,0.000270412,0.00006974659,0.00001761932],"category_scores_gemma":[0.0001515476,0.00007328215,0.0001420777,0.0004609408,0.00007964872,0.0006845378,0.0001696847,0.0001765745,0.0000171557],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0000359262,"about_ca_system_score_gemma":0.00001652592,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00004097111,"about_ca_topic_score_gemma":0.00009462691,"domain_scores_codex":[0.9983841,0.00002912743,0.0007153035,0.0001881506,0.0005432914,0.0001400862],"domain_scores_gemma":[0.9992613,0.00005291758,0.0002957351,0.0001655755,0.0001278267,0.00009665669],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00003402218,0.00005382506,0.5777168,0.000004952008,0.00000384983,0.0001947841,0.0006415278,0.000002072335,0.00000581153,0.0001925842,0.0004455282,0.4207042],"study_design_scores_gemma":[0.0002346879,0.0003063898,0.9834883,0.0001423468,0.00006244613,0.00002998536,0.001474212,0.00001809571,0.0000523718,0.001579328,0.01252813,0.00008373035],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9911777,0.00007261056,0.007672412,0.00005347278,0.0008266614,0.0001287727,0.00003127428,0.00001301007,0.00002412464],"genre_scores_gemma":[0.9987684,0.000138462,0.0006415257,0.00002282545,0.00002155352,0.00000257545,4.990276e-7,0.000006072996,0.0003980258],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.4206205,"threshold_uncertainty_score":0.316848,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.04331570287657097,"score_gpt":0.3349342821350472,"score_spread":0.2916185792584762,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}