{"id":"W4392546998","doi":"10.3390/jrfm17030109","title":"The Investigation of Preference Attributes of Indonesian Mobile Banking Users to Develop a Strategy for Mobile Banking Adoption","year":2024,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Customer Service Quality and Loyalty","field":"Business, Management and Accounting","cited_by":13,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Binus University","keywords":"Unbanked; Mobile banking; Business; Mobile payment; Risk perception; Reputation; Marketing; Payment; Financial services; Financial inclusion; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001139424,0.0001817991,0.0001382544,0.0006458936,0.0004149855,0.001064894,0.0001470652,0.000296459,0.001242343],"category_scores_gemma":[0.004983222,0.0001110115,0.0002801714,0.000560582,0.0002249133,0.0005987292,0.0003608161,0.0005835175,0.0002454453],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003259771,"about_ca_system_score_gemma":0.0003492919,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002095513,"about_ca_topic_score_gemma":0.003079801,"domain_scores_codex":[0.9993939,0.0002356458,0.0000642636,0.00004008029,0.0001723459,0.00009366249],"domain_scores_gemma":[0.9973741,0.000873371,0.0007314874,0.000106791,0.0005736426,0.000340635],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00008577801,0.0003625927,0.9615098,0.00004770525,0.00002369646,0.0001507391,0.01149859,0.0001261484,0.001547842,0.0001980627,0.0001785644,0.0242705],"study_design_scores_gemma":[0.000005330917,0.0004139858,0.9673703,0.00002530713,0.00002018634,0.0002410602,0.02861296,0.001691495,0.0005932719,0.0001473966,0.0008618069,0.00001683598],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9990963,0.00001973783,0.0001223076,0.00004672382,0.000001812384,0.0000155141,0.00001698409,0.000001003996,0.000679568],"genre_scores_gemma":[0.9995162,0.00003172276,0.0002155803,0.00001613159,0.000001589275,0.00001208662,0.00002120922,4.992504e-7,0.0001850357],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.002095513,"threshold_uncertainty_score":0.00602591,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.0331564720255797,"score_gpt":0.2540039505147696,"score_spread":0.22084747848919,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}