{"id":"W4393147180","doi":"10.1287/mnsc.2021.01390","title":"Distortions Caused by Lending Fee Retention","year":2024,"lang":"en","type":"article","venue":"Management Science","topic":"Financial Markets and Investment Strategies","field":"Economics, Econometrics and Finance","cited_by":10,"is_retracted":false,"has_abstract":true,"ca_institutions":"McGill University","funders":"","keywords":"Business; Economics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001815112,0.0003775749,0.0005664352,0.0007409538,0.0005897996,0.002416849,0.0008729338,0.0008741478,0.00957515],"category_scores_gemma":[0.02051504,0.0002814431,0.00050486,0.0007367296,0.001426181,0.00203329,0.001883074,0.0009141889,0.0006656519],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002433037,"about_ca_system_score_gemma":0.001099614,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.007298161,"about_ca_topic_score_gemma":0.004877524,"domain_scores_codex":[0.9987811,0.0002247705,0.00009162619,0.0002023335,0.0003455758,0.0003545297],"domain_scores_gemma":[0.9927947,0.002208548,0.002932808,0.001184073,0.0004161814,0.0004636244],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"observational","study_design_scores_codex":[0.001650424,0.0003989912,0.1686264,0.0003603382,0.0002454727,0.002846101,0.001705454,0.07341278,0.01886542,0.5470169,0.01100286,0.173869],"study_design_scores_gemma":[0.0004592549,0.0005599255,0.2443553,0.0001858621,0.0003501957,0.003090279,0.002052659,0.1544725,0.01545338,0.5469385,0.03189177,0.0001903845],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9121572,0.0008164543,0.02322724,0.00240121,0.00005043086,0.00007107946,0.0005960813,0.0003967336,0.06028361],"genre_scores_gemma":[0.9964584,0.00008380103,0.0008518019,0.00008010211,0.00001745853,0.000007320365,0.00004660108,0.00001596057,0.002438553],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.00957515,"threshold_uncertainty_score":0.03203207,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.03383843761667431,"score_gpt":0.2280386090977641,"score_spread":0.1942001714810898,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}