{"id":"W4394610332","doi":"10.3390/jrfm17040150","title":"Perceived Risk and External Finance Usage in Small- and Medium-Sized Enterprises: Unveiling the Moderating Influence of Business Age","year":2024,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Impact of AI and Big Data on Business and Society","field":"Decision Sciences","cited_by":7,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Business; Small and medium-sized enterprises; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.001912003,0.00021161,0.0002313774,0.0005908262,0.0003510716,0.001299429,0.0001807373,0.0003769022,0.001979852],"category_scores_gemma":[0.007805261,0.00009993013,0.000369286,0.0004213019,0.0003904613,0.0007423363,0.001073098,0.0006199929,0.0001547945],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0003019402,"about_ca_system_score_gemma":0.0005447994,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002283393,"about_ca_topic_score_gemma":0.003820328,"domain_scores_codex":[0.9989058,0.0004714634,0.0001215368,0.00009937614,0.0002097398,0.0001921233],"domain_scores_gemma":[0.9885639,0.005192652,0.003753206,0.0003479049,0.0005641943,0.00157811],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00008460668,0.0001243304,0.9925032,0.00001767494,0.00004989081,0.0001006342,0.001592708,0.00007611352,0.0002154838,0.0002118935,0.00004811727,0.004975327],"study_design_scores_gemma":[0.000003032591,0.0001357377,0.9954801,0.00002702494,0.00002555071,0.0000646496,0.003089487,0.0004416899,0.0001694179,0.0001771147,0.0003789071,0.000007336103],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9991546,0.00008027007,0.00009931996,0.00007798286,0.000003391872,0.000004258931,0.00002129933,6.510562e-7,0.000558229],"genre_scores_gemma":[0.9997153,0.00003691253,0.00006217699,0.00001427441,0.000003139427,0.000003459748,0.00002110703,4.06808e-7,0.0001432446],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.002283393,"threshold_uncertainty_score":0.01011175,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02899822461515517,"score_gpt":0.2935347897750049,"score_spread":0.2645365651598497,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}