{"id":"W4395055932","doi":"10.2139/ssrn.4802568","title":"The Benefits and Costs of Secured Debt","year":2024,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":0,"is_retracted":false,"has_abstract":false,"ca_institutions":"Kellogg's (Canada)","funders":"","keywords":"Business; Debt; Finance","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.002039402,0.000280216,0.0004424211,0.001168332,0.0006462821,0.002972892,0.0004496278,0.00198513,0.009115588],"category_scores_gemma":[0.0178452,0.0004119351,0.000509982,0.001358077,0.001748168,0.00275125,0.001111178,0.001869651,0.000541622],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.001883394,"about_ca_system_score_gemma":0.0008570268,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.002952756,"about_ca_topic_score_gemma":0.004744315,"domain_scores_codex":[0.998599,0.0005801405,0.0001182683,0.000107847,0.0003005181,0.000294399],"domain_scores_gemma":[0.9826235,0.01084824,0.003545793,0.00091219,0.00105488,0.001015428],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"theoretical_or_conceptual","study_design_scores_codex":[0.005728721,0.001101813,0.2194679,0.0005407404,0.0005298815,0.002050689,0.001278018,0.05251102,0.004356108,0.5696644,0.009885089,0.1328856],"study_design_scores_gemma":[0.0004116485,0.0008251693,0.3678908,0.000219167,0.0005943641,0.001809362,0.003921954,0.03348654,0.002472742,0.5729089,0.01534454,0.0001146949],"study_design_candidate":"theoretical_or_conceptual","study_design_consensus":"theoretical_or_conceptual","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9451215,0.002651654,0.002854839,0.007108136,0.00007326785,0.00002821792,0.0007652245,0.00003882001,0.04135839],"genre_scores_gemma":[0.996658,0.0005757743,0.0001718612,0.00008418544,0.00006595074,0.000004744836,0.00008310156,0.000005419362,0.002350986],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009115588,"threshold_uncertainty_score":0.03049463,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.009598613455317605,"score_gpt":0.2147176020008381,"score_spread":0.2051189885455205,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}