{"id":"W4396895900","doi":"10.3390/jrfm17050203","title":"Analysis of Factors Affecting the Loan Growth of Banks with a Focus on Non-Performing Loans","year":2024,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":10,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Loan; Focus (optics); Business; Non-performing loan; Financial system; Finance","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0008554649,0.0001681556,0.0001990967,0.000727687,0.0002393133,0.000924838,0.0002315089,0.0002164355,0.001353986],"category_scores_gemma":[0.002963571,0.0001047162,0.0002442563,0.0008786722,0.0002087208,0.0005290898,0.0004094343,0.0002998024,0.0003326781],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.000528215,"about_ca_system_score_gemma":0.0006617035,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.009012854,"about_ca_topic_score_gemma":0.01136741,"domain_scores_codex":[0.999563,0.0001137266,0.00005998764,0.00007454021,0.00009377334,0.00009500919],"domain_scores_gemma":[0.9935465,0.00158381,0.002795206,0.0002898797,0.00118268,0.0006019514],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00004481609,0.00003268188,0.9916655,0.00002427033,0.00002997046,0.0001648232,0.000411774,0.0005949847,0.001060962,0.0001676775,0.0001446433,0.005657853],"study_design_scores_gemma":[0.000001408001,0.0000189263,0.9975248,0.000005057665,0.00001040906,0.00005978145,0.0005691972,0.00112297,0.0002227829,0.00007345114,0.0003889768,0.000002218703],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9992593,0.000100237,0.00009932402,0.00005705793,0.000001050076,0.000003325645,0.00007807848,0.000002478961,0.0003991661],"genre_scores_gemma":[0.9989687,0.00008394264,0.00006458899,0.000009557944,0.000004112879,0.00000281218,0.0002468506,0.000001485584,0.0006179812],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.009012854,"threshold_uncertainty_score":0.01792079,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.008337636049042944,"score_gpt":0.2039229884207818,"score_spread":0.1955853523717389,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}