{"id":"W4399464293","doi":"10.55927/jambak.v3i1.7857","title":"Internal and External Factors that Influence Non-Performing Financing in Sharia Commercial Banks","year":2024,"lang":"en","type":"article","venue":"Jurnal Manajemen Bisnis Akuntansi dan Keuangan","topic":"Islamic Finance and Communication","field":"Social Sciences","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Capital adequacy ratio; Business; Sharia; Inflation (cosmology); Sample (material); Quarter (Canadian coin); Islamic banking; Finance; Operating expense; Commercial bank; Financial system; Islam; Economics; Profit (economics)","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0008121806,0.0002139639,0.0002459228,0.0002615154,0.0005434528,0.0004455629,0.0005576995,0.0001381094,0.0000208007],"category_scores_gemma":[0.00005758942,0.000205943,0.00008056645,0.0004143905,0.0002152549,0.001039678,0.0001833773,0.0006164075,0.000008940417],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0002999031,"about_ca_system_score_gemma":0.0001669065,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.009467075,"about_ca_topic_score_gemma":0.02018922,"domain_scores_codex":[0.9982667,0.0001288725,0.0003664678,0.0003427655,0.0004110833,0.0004841249],"domain_scores_gemma":[0.9993691,0.0001466271,0.0001058947,0.0002512271,0.0000414631,0.00008569437],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.00002956383,0.00004377025,0.7899988,0.00006541484,0.00002447759,0.0001066837,0.03954009,0.00001518417,0.001769229,0.02406535,0.0001106405,0.1442308],"study_design_scores_gemma":[0.0002618667,0.00006932952,0.9759582,0.0009108737,0.00002321599,0.00001310643,0.003715518,0.0009517968,0.0006039611,0.0006947562,0.01649151,0.0003058697],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9905843,0.000629043,0.0002073824,0.0008465626,0.0004033519,0.0002087539,0.000004090441,0.00006150898,0.007054973],"genre_scores_gemma":[0.9980683,0.0008644562,0.0001525576,0.0002566618,0.0001549215,0.00001579153,0.000005952345,0.00002399176,0.0004573184],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.1859594,"threshold_uncertainty_score":0.9976898,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.02000066017028319,"score_gpt":0.2969599979988483,"score_spread":0.2769593378285651,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}