{"id":"W4399828343","doi":"10.32920/26060794.v1","title":"Digital Revolution in Modern Banking: Systematic Literature Review and Cluster Analysis","year":2024,"lang":"en","type":"preprint","venue":"","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":0,"is_retracted":false,"has_abstract":true,"ca_institutions":"Toronto Metropolitan University","funders":"","keywords":"Cluster (spacecraft); Business; Computer science; Operating system","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["metaepi_narrow","scholarly_communication"],"consensus_categories":[],"category_scores_codex":[0.0005611894,0.0004821442,0.001231876,0.001368516,0.00004071358,0.003486071,0.000350617,0.0002871929,0.00003510361],"category_scores_gemma":[0.0003418572,0.0003933302,0.0003623542,0.002331828,0.00003940992,0.001322126,0.002273887,0.0007226582,0.0001659723],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001334144,"about_ca_system_score_gemma":0.00001977279,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00003670174,"about_ca_topic_score_gemma":0.0001028358,"domain_scores_codex":[0.9975855,0.00001346013,0.0008805956,0.0008928289,0.0003154888,0.000312087],"domain_scores_gemma":[0.9987587,0.00004193441,0.0004283522,0.0005815911,0.0001768415,0.00001253569],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"systematic_review","study_design_gemma":"systematic_review","study_design_scores_codex":[0.00000704664,0.00004430327,0.00287155,0.9720704,0.0004764406,0.00006390251,0.00005069694,0.0001827936,0.000001584926,0.01512976,0.007919981,0.001181544],"study_design_scores_gemma":[0.0002656624,0.000007323162,0.002065014,0.6819431,0.007093929,0.00002625128,0.00004256579,0.1790241,8.390962e-7,0.1254439,0.002473762,0.001613599],"study_design_candidate":"systematic_review","study_design_consensus":"systematic_review","genre_codex":"review","genre_gemma":"empirical","genre_scores_codex":[0.01629608,0.6863064,0.008534756,0.005020528,0.00095403,0.005216018,0.000112556,0.0009340817,0.2766255],"genre_scores_gemma":[0.9809396,0.004470479,0.0001167537,0.001985236,0.0002892768,0.0002102509,0.0004525766,0.00007158446,0.01146429],"genre_candidate":"empirical","genre_consensus":null,"teacher_disagreement_score":0.9646435,"threshold_uncertainty_score":0.9998519,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01161009886558411,"score_gpt":0.2305102310042409,"score_spread":0.2189001321386568,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}