{"id":"W4400992499","doi":"10.69554/fenk3461","title":"International regulatory and oversight trends in financial consumer protection: What can be gleaned from the UK, Portuguese, Irish and Canadian experiences?","year":2023,"lang":"en","type":"article","venue":"Journal of financial compliance.","topic":"European and International Contract Law","field":"Social Sciences","cited_by":2,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Irish; Portuguese; Consumer protection; Business; Accounting; Political science; Economics; Commerce","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":false,"about_ca":true,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.01703322,0.0002572337,0.0004010488,0.003540394,0.007553602,0.01606135,0.001333356,0.003858969,0.008958404],"category_scores_gemma":[0.02803589,0.0003730203,0.0005151515,0.01011521,0.01441535,0.008195561,0.003734657,0.006455138,0.0004910338],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.05577666,"about_ca_system_score_gemma":0.05987085,"about_ca_topic_candidate":true,"about_ca_topic_consensus":true,"about_ca_topic_score_codex":0.7018834,"about_ca_topic_score_gemma":0.7667307,"domain_scores_codex":[0.9814451,0.003380682,0.0007754278,0.001529254,0.007417522,0.005451924],"domain_scores_gemma":[0.9586124,0.01372716,0.006552228,0.001863586,0.01405932,0.005185286],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"theoretical_or_conceptual","study_design_gemma":"not_applicable","study_design_scores_codex":[0.0003095173,0.0002005923,0.03308626,0.001417233,0.00003763284,0.001169083,0.2096186,0.0004514819,0.001203419,0.4653307,0.09332167,0.193854],"study_design_scores_gemma":[0.00001802745,0.00009847018,0.08359837,0.001438634,0.0000248813,0.0004773431,0.1656617,0.0001761355,0.000659643,0.004156958,0.7435516,0.0001382945],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"other","genre_gemma":"review","genre_scores_codex":[0.2124145,0.02342876,0.001532317,0.2762092,0.001088924,0.00007298982,0.0005540926,0.00009539424,0.4846039],"genre_scores_gemma":[0.9185003,0.01666293,0.001268668,0.02392527,0.0003306971,0.0000365056,0.0002816833,0.0001240254,0.03886994],"genre_candidate":"review","genre_consensus":null,"teacher_disagreement_score":0.2981166,"threshold_uncertainty_score":0.5997446,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.06247278103619311,"score_gpt":0.3019315941860468,"score_spread":0.2394588131498536,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}