{"id":"W4402047472","doi":"10.2139/ssrn.4924965","title":"State of Open Banking in India and UK","year":2024,"lang":"en","type":"article","venue":"SSRN Electronic Journal","topic":"Banking stability, regulation, efficiency","field":"Economics, Econometrics and Finance","cited_by":1,"is_retracted":false,"has_abstract":false,"ca_institutions":"Kimberly-Clark (Canada)","funders":"Economic and Social Research Council","keywords":"State (computer science); Business; Political science; Computer science","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0006236944,0.00006295881,0.0001861457,0.002712999,0.0008565942,0.003758099,0.0005598475,0.000563657,0.005985474],"category_scores_gemma":[0.005657561,0.0001476931,0.0002604029,0.004857913,0.001885316,0.001131609,0.001949327,0.0008387279,0.0004785287],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.004488449,"about_ca_system_score_gemma":0.002277432,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.1227786,"about_ca_topic_score_gemma":0.1914411,"domain_scores_codex":[0.998816,0.0001732539,0.0001348393,0.0001303308,0.0002409646,0.0005046182],"domain_scores_gemma":[0.9906323,0.00392552,0.002717956,0.0003725321,0.001477904,0.0008738601],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"not_applicable","study_design_scores_codex":[0.001994671,0.0001959234,0.6952878,0.0005251945,0.0001830845,0.002554639,0.02850775,0.003480463,0.001883914,0.1789469,0.02055124,0.06588842],"study_design_scores_gemma":[0.0000158681,0.00005729056,0.9748474,0.0001306509,0.00004627251,0.0002719506,0.007739504,0.0007224431,0.0003268917,0.00263709,0.01315706,0.0000474771],"study_design_candidate":"not_applicable","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"review","genre_scores_codex":[0.9734354,0.001196059,0.0001136072,0.002098098,0.00002896538,0.000007091613,0.001736703,0.00002784604,0.02135618],"genre_scores_gemma":[0.9978608,0.000185128,0.00001761589,0.00007373167,0.00001161472,0.000002868949,0.0001732836,0.000004109921,0.001670708],"genre_candidate":"review","genre_consensus":null,"teacher_disagreement_score":0.1227786,"threshold_uncertainty_score":0.2441279,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01301925010932457,"score_gpt":0.2440173542528632,"score_spread":0.2309981041435387,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}