{"id":"W4403893140","doi":"10.1257/aer.20201952","title":"Financial Technology Adoption: Network Externalities of Cashless Payments in Mexico","year":2024,"lang":"en","type":"article","venue":"American Economic Review","topic":"Digital Platforms and Economics","field":"Business, Management and Accounting","cited_by":62,"is_retracted":false,"has_abstract":true,"ca_institutions":"Kellogg's (Canada)","funders":"","keywords":"Payment; Network effect; Business; Externality; Finance; FinTech; Financial services; Economics; Industrial organization; Microeconomics","routes":{"ca_aff":true,"ca_fund":false,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":false},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.0007078625,0.0001255914,0.0002332036,0.0008624977,0.0008054279,0.002053639,0.0003866214,0.0005826784,0.008500196],"category_scores_gemma":[0.004207533,0.0001319574,0.0001952109,0.001777478,0.0006953335,0.001614069,0.001437275,0.0007879546,0.0001922429],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.002024011,"about_ca_system_score_gemma":0.0007225471,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.06470644,"about_ca_topic_score_gemma":0.0505694,"domain_scores_codex":[0.9997042,0.00007762319,0.00001244848,0.00005300559,0.00003401795,0.0001188091],"domain_scores_gemma":[0.9950853,0.00129502,0.002956208,0.0001362585,0.0002669902,0.0002601605],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0004650649,0.0005287118,0.9310513,0.0001839993,0.0001301158,0.0008178873,0.004132167,0.004328379,0.000493907,0.02003154,0.006568219,0.03126888],"study_design_scores_gemma":[0.00005604655,0.0001167912,0.9735537,0.0001163423,0.0001330319,0.0001067273,0.00949957,0.004154871,0.0002011034,0.003558096,0.008485006,0.00001868659],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9916769,0.0003117732,0.0001458348,0.001473658,0.000006034401,0.0000118099,0.0003682313,0.00000640667,0.005999399],"genre_scores_gemma":[0.9986015,0.000382968,0.00004755111,0.0000608239,0.00001347715,0.000009297212,0.0001590485,0.000002186129,0.0007231468],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.06470644,"threshold_uncertainty_score":0.1286596,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01327301292396788,"score_gpt":0.2347020512510349,"score_spread":0.221429038327067,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}