{"id":"W4404526721","doi":"10.3390/jrfm17110522","title":"Can We Use Financial Data to Predict Bank Failure in 2009?","year":2024,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"Financial Distress and Bankruptcy Prediction","field":"Business, Management and Accounting","cited_by":1,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Bank failure; Data bank; Business; Finance; Computer science; Telecommunications","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"metacan-v3-hybrid-931329e0061c","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.003155681,0.0006897782,0.0006363895,0.003092746,0.0002882261,0.001475987,0.0006044204,0.0009576926,0.001733409],"category_scores_gemma":[0.01717005,0.0002155709,0.000448669,0.001745094,0.0003605294,0.002160329,0.0007404767,0.001332829,0.001198936],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0006444022,"about_ca_system_score_gemma":0.0005196369,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.01880494,"about_ca_topic_score_gemma":0.01963063,"domain_scores_codex":[0.9991825,0.0003188273,0.00008707828,0.0001473025,0.0001374631,0.000126832],"domain_scores_gemma":[0.9884788,0.005688397,0.003292276,0.0005813663,0.001258666,0.0007003172],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"simulation_or_modeling","study_design_scores_codex":[0.0000574305,0.00005093279,0.9872593,0.00001445101,0.00004622581,0.0000296834,0.00005031277,0.002805785,0.00004219059,0.0001303509,0.001164904,0.008348423],"study_design_scores_gemma":[0.00002478706,0.0001702629,0.9372286,0.00009895914,0.0000666421,0.0001121597,0.0006542752,0.05740411,0.0004918886,0.001264223,0.002441449,0.00004269888],"study_design_candidate":"simulation_or_modeling","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9873852,0.0006449021,0.002585455,0.002710778,0.00008432336,0.00002511928,0.003919481,0.00007304235,0.002571733],"genre_scores_gemma":[0.9961663,0.0002560584,0.0007478714,0.0001220247,0.00004256158,0.00001029828,0.002358971,0.000004404518,0.0002914931],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.01880494,"threshold_uncertainty_score":0.03739095,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.01634463598875969,"score_gpt":0.2185075957008983,"score_spread":0.2021629597121386,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}