{"id":"W4404637297","doi":"10.1177/00222437241303738","title":"The Golden Halo of Defaults in Simple Choices","year":2024,"lang":"en","type":"article","venue":"Journal of Marketing Research","topic":"Credit Risk and Financial Regulations","field":"Economics, Econometrics and Finance","cited_by":6,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"Anderson School of Management, University of California, Los Angeles; University of Toronto","keywords":"Simple (philosophy); Halo; Default; Econometrics; Mathematics; Computer science; Economics; Physics; Philosophy; Epistemology","routes":{"ca_aff":false,"ca_fund":true,"ca_venue":false,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":[],"consensus_categories":[],"category_scores_codex":[0.02130906,0.00005004454,0.0001903857,0.0005134619,0.0001187963,0.0001335254,0.0003121287,0.00005325432,0.00007198722],"category_scores_gemma":[0.005926383,0.00003913365,0.0001073301,0.0006692252,0.00009995743,0.0001512908,0.00007113256,0.0005061532,0.00002674489],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.0001114127,"about_ca_system_score_gemma":0.0001091435,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.0002032493,"about_ca_topic_score_gemma":0.0002089007,"domain_scores_codex":[0.9985929,0.0001373167,0.000733405,0.0001126079,0.0001471576,0.0002766829],"domain_scores_gemma":[0.9960932,0.003377212,0.0002002627,0.0001397888,0.0001460784,0.00004350496],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"observational","study_design_gemma":"observational","study_design_scores_codex":[0.0005666087,0.0001273125,0.7395982,0.0002443236,0.00009178606,0.00007327304,0.001211606,0.0002914834,0.0001397883,0.1070945,0.02953726,0.1210239],"study_design_scores_gemma":[0.000165721,0.00005913955,0.649788,0.0001480402,0.000001413492,0.000008473819,0.000220107,0.00206346,0.00002001326,0.02458724,0.3228922,0.00004627922],"study_design_candidate":"observational","study_design_consensus":"observational","genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9696273,0.01489141,0.00008248955,0.0014913,0.0003431846,0.00008150979,0.0000162089,0.000003595697,0.013463],"genre_scores_gemma":[0.9955658,0.002842429,0.00007870278,0.000001604679,0.000319801,0.000002592677,5.546718e-7,0.00001010523,0.001178403],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.2933549,"threshold_uncertainty_score":0.7385339,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.07949307830345953,"score_gpt":0.3557239647978961,"score_spread":0.2762308864944366,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}