{"id":"W4404968867","doi":"10.3390/jrfm17120545","title":"Trends in the Literature About the Adoption of Digital Banking in Emerging Economies: A Bibliometric Analysis","year":2024,"lang":"en","type":"article","venue":"Journal of risk and financial management","topic":"FinTech, Crowdfunding, Digital Finance","field":"Business, Management and Accounting","cited_by":9,"is_retracted":false,"has_abstract":true,"ca_institutions":"","funders":"","keywords":"Emerging markets; Scopus; Financial inclusion; Business; Digital transformation; Key (lock); Emerging technologies; Financial services; Digital economy; Marketing; Finance; Computer science; Computer security; Political science; World Wide Web","routes":{"ca_aff":false,"ca_fund":false,"ca_venue":true,"about_ca":false,"invisible_to_affiliation_only":true},"retraction":null,"screen":null,"direct_labels":[{"model":"gemma","categories":["bibliometrics"],"domain":null,"study_design":"observational","genre":"empirical","about_ca_system":false,"about_ca_topic":false,"confidence":"low","status":"direct model label, unvalidated"},{"model":"gpt","categories":["bibliometrics"],"domain":null,"study_design":"observational","genre":"empirical","about_ca_system":false,"about_ca_topic":false,"confidence":"low","status":"direct model label, unvalidated"}],"prediction":{"model_version":"codex-gemma-dda1882f352a","candidate_categories":["bibliometrics","scholarly_communication"],"consensus_categories":["bibliometrics"],"category_scores_codex":[0.001216718,0.0001481129,0.0002870501,0.04322451,0.00007399866,0.001219404,0.0003133119,0.00004848652,0.00001268532],"category_scores_gemma":[0.0001153324,0.00009150941,0.0002327701,0.07575712,0.00004599525,0.001782644,0.0001285334,0.000330666,0.000003677772],"about_ca_system_candidate":false,"about_ca_system_consensus":false,"about_ca_system_score_codex":0.00004444754,"about_ca_system_score_gemma":0.000007648279,"about_ca_topic_candidate":false,"about_ca_topic_consensus":false,"about_ca_topic_score_codex":0.00005395633,"about_ca_topic_score_gemma":0.0001277434,"domain_scores_codex":[0.9987316,0.0000133278,0.0006145685,0.0001757433,0.0002654307,0.0001993881],"domain_scores_gemma":[0.9992962,0.00009811855,0.0004031716,0.0001350555,0.00006137432,0.000006019941],"domain_codex":null,"domain_gemma":null,"domain_candidate":null,"domain_consensus":null,"study_design_codex":"design_other","study_design_gemma":"observational","study_design_scores_codex":[0.00006720269,0.00008674611,0.1671679,0.0002722161,0.00009157222,0.0001704283,0.001031387,0.0011444,0.000001113469,0.02946371,0.0009019026,0.7996014],"study_design_scores_gemma":[0.0003410342,0.00002703826,0.9192824,0.0005545583,0.0002864938,0.000006217766,0.0007241221,0.002029783,7.28903e-7,0.007557902,0.06905179,0.0001379375],"study_design_candidate":"observational","study_design_consensus":null,"genre_codex":"empirical","genre_gemma":"empirical","genre_scores_codex":[0.9838979,0.006776125,0.003199053,0.0004365632,0.00033005,0.000120201,0.00001128581,0.00001068123,0.005218121],"genre_scores_gemma":[0.9976116,0.001832631,0.00005251274,0.00008910826,0.0003248861,0.000005209744,0.000006924091,0.000009370427,0.00006780285],"genre_candidate":"empirical","genre_consensus":"empirical","teacher_disagreement_score":0.7994635,"threshold_uncertainty_score":0.9998174,"prediction_status":"machine_predicted_unvalidated"},"machine_scores":{"provisional":true,"baseline":true,"maturity_gate_passed":false,"score_opus":0.009667818564677032,"score_gpt":0.2330044167290428,"score_spread":0.2233365981643658,"validation_status":"score_only:v0-immature-baseline","note":"Baseline scores from an immature model (maturity gate not passed). Scores rank; they never assert a category."}}